Tag Archives: Credit Score

How To Be A Responsible Credit Card User

Are you a responsible Credit Card user? If not, we must warn you that it’s extremely important to use your Credit Card wisely. Why, you ask? Well, it not only helps you stay debt free but also positively affects your Credit score. What more! You can live a stress-free life if you manage your Credit Card responsibly. So, here’s a list of pointers!

5 Simple Rules To Improve A Bad CIBIL Score

The first criterion that determines your eligibility for any kind of loan is your Credit Score. Given that your CIBIL score is the first and major deciding factor that helps get your loan application processed, it is very important to understand the factors that affect your score and take steps accordingly to improve it if it is below expectation. Read on to know how to improve a bad CIBIL score.

Ways to improve your Credit Score

It’s often said money can buy anything. You can buy Health Insurance with money, but money will not help you buy health. Ever heard of a Credit Score? Put simply, a Credit score is a barometer of your financial health. It is important for you to maintain a healthy Credit Score. Read on to learn about the best ways to improve your Credit Score and maintain a good financial credibility.

How is Your CIBIL Score Calculated?

  The first thing that doctors do when you walk in for a routine checkup is monitoring your blood pressure. A blood pressure rating of 120/80 is considered to be a universally accepted rating signifying that you’re healthy. Any rating above or below that figure means your physical health needs improvement. Similarly when you walk… Read More »

7 Ways to Murder Your Credit Score

WHO KILLED MY CREDIT SCORE? – This latest murder-mystery by Agatha Christie will have you spell-bound as Hercule Poirot takes on CIBIL to unravel how one man’s poor credit score led to murder and identity theft as part of an intricate bank loan scam. Ok, so credit scores aren’t exactly Agatha Christie material. But if… Read More »