In today’s financial taking a personal loan to meet various kinds of requirements has become a common affair which thousands of young earning professionals are resorting to on a regular basis. However while opting for these seemingly easy and simple loans one needs to appreciate the additional fees and charges that are applicable over and… Read More »
While looking for a good deal on a personal loan there is always the dichotomy of choosing between a longer repayment tenure that makes the EMIs comfortable and shorter period that has a higher EMI but ultimately saves on interest paid out. There several kinds of offers on personal loans which are being advertised and… Read More »
The primary criteria that any bank looks at when disbursing unsecured personal loans is the credibility and repayment capacity of the individual applying for the loan. In this regards there are separate criteria for salaried and self employed people. Due to the inherent security and stability associated with the salaried class the norms are quite… Read More »
With the growing popularity of home loans in the country there have been several variations made to these products to suit the requirements of different customers. There are various options available for deciding the type and amount of the EMIs which shall suit the income and repayment capacity of different borrowers. It is important to… Read More »
Taking a home loan is a long term commitment for a high amount of money which necessitates that the customer does a proper research prior to taking the loan. There are several issues which must be addressed and points that must be borne in mind while taking a home loan. It is in the best… Read More »
Out of the vast number of car loans that are approved every day across the country there are some loans which become defaulted due to various reasons. Once it is confirmed that the loan repayment is beyond the capacity of the burrower the financier initiates legal action in order to take possession of the vehicle.… Read More »
Personal loans are a wonderful and easy means to raise funds in case of an urgent requirement. There are no security requirements for availing a personal loan whose processing time is the minimum. Thus many people prefer this option over the other kinds of loans that are available in the market. However there are… Read More »
There are several aspects of personal loans which most of the common customers are not completely aware of. Thus the rate of interest that is advertised by the financier may not actually be what the customer ends of paying. Several clauses which seem normal may eventually add up to the total money repaid for the… Read More »
Personal loans have been around for quite some time and are one of the most commonly employed means of raising funds it times of requirements. As the name suggests these loans are not meant for any specific purpose and the customer is free to use the money in whatever manner he desires. Contrary… Read More »
Owning a car through the car loan route is simple and easy process that many people prefer over saving money to buy one. There are many circumstances when such customers are unable to repay the installments of loan in time leading to a default situation. There is a lot of anomaly in understanding the… Read More »