When it comes to money management, a majority of people don’t live up to the level required for becoming rational and logical thinkers. Some decisions are taken with the flow and often leave people wondering about what they were thinking at that moment. Money is certainly capable of playing tricks with the human brain. Most… Read More »
It is difficult to understand child psychology so you need to take extra care when you are raising the topic of financial information with your kids. Kids need everything in today’s world, from the latest gadgets to toys, stationery and clothing. Today’s kids have become inquisitive and demanding so it is crucial that you start… Read More »
Online shopping has become quite a rage in the country as it gives people access to top brands and innumerable products, from both India and abroad. One is now free to buy virtually anything from electronics, clothing, groceries, fruits and vegetables from the internet. However, not all shopping portals are safe and when the user… Read More »
Buying a piece of land and building their first home is the biggest dream harboured by many Indians. So, when Prabhat told his mother that he was buying a plot of land, she was proud of him, something she did not show when he invested in the flat.
Aarush Velaga recently completed one year at his first job. Unlike his colleagues, he is new at filing Income Tax Returns. He is aware that every tax payer in India is required to declare, to the Income Tax Department, at the end of every financial year, in a form that is prescribed by the Government… Read More »
When Nikhil moved to Chennai for beginning his new work life, he decided to ditch the standard homes and considered purchasing a contemporary penthouse. The rapidly increasing net-worth, enhanced aspirations and the desire of enjoying an affluent lifestyle have played a major role in increasing the number of individuals who invest in these ultra-modern high… Read More »
People looking towards purchasing a new property, which is “free from encumbrances”, may be puzzled to find certain restrictive covenants in the contractual documents, which necessitate a careful approach from their end. They could also find themselves at risk of becoming the owner of a land, which may be subjected to a variety of charges,… Read More »
Victor has taken a home loan of around 25 lakhs. He is regularly paying the EMI. Despite interest rate increases and rising inflation, Victor never defaulted. His savings reduced drastically because of increase in EMI. On top of that he had paid off a lump sum amount of Rs.5L as part of his prepayment to… Read More »
Credit card companies lure customers into buying a credit card by offering it free of cost. Customers, many a time believe that if there is not cost involved in buying it, why not have it? So even if I have a card(s) sufficient to take care of my needs, I will opt for another one… Read More »
Currently there is a plethora of loan products that are being launched on a regular basis by the competing financial institutions in order to woo the prospective borrower. The range of personal loan products that available in the market is wide and often confusing. Choosing the right personal loan product that suits your requirements best… Read More »