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Deogiri Bank – Deogiri Sone taran Karja Yojana

The Bank was established on 24th January 1984. The Bank Operates through it’s Eleven Branches, a state of Art Training Centre, A Modern Data Centre, and Head Office. All the Offices are air conditioned, well equipped, fully computerized and interconnected. Deogiri Bank is the first bank in Marathwada to opt core banking pattern for its working. The bank is in the process of establishing ATM all over the city to cater banking services to its customer round the clock. It offers home loan, personal loan, vehicle loan, educational loan etc.

The Gold Loan Scheme offered by the bank is called the Deogiri Sone taran Karja Yojana

Purpose                      – To Satisfy the Immediate needs of member or nominal member of the Bank

Quantum of Loan       – 60% of the value assessed by Banks paneled gold valuer

Rate of Interest                     – Up to Rs.10 Lakhs 14.50%; above Rs. 10 Lakhs 15.50%; Interest will be applied monthly basis on outstanding amount.

Period                         – Maximum period for repayment is 12months; Repayment of principal through bullet payment on due date; Interest should be paid as and when it is applied

Security                      – Gold

Guarantor                   – No guarantor is required

Documents                 – Applicant:         Photo, Photo I D, Residence proof, SB Account at our branch

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