Ganesh Chaturthi: 5 Financial Lessons To Learn From Lord Ganesha

By | September 12, 2023

Ganesha Chaturthi: 5 Financial Lessons To Learn From Lord Ganesha

Ganesh Chaturthi is around the corner and festivity and fervour is in the air. On this day Lord Ganesha is invoked to solve all financial troubles and bring in prosperity and wealth. Ganesha is believed to bring in prosperity, wealth, and growth in the life of devotees.

This faith and festivity associated with Lord Ganesh give us lessons to improve our finances and live a better life. Let’s look at some ways in which you can draw inspiration from Lord Ganesha.

Think Big

The largeness of Lord Ganesha’s head motivates you to look at the bigger picture. You need to chalk out a holistic money plan which would include identifying your short-, medium- and long-term goals and investing in appropriate instruments. Create a budget to keep spending in check. Then allocate funds into different asset classes based on your risk appetite and requirements.

You need to think out of the box to identify investment opportunities which might be not very popular but promise good returns. The larger picture must also include retirement plans, buying insurance and building wealth.

Be Financially Disciplined

Lord Ganesha’s eyes symbolise concentration and focus. Once you have a plan in place, you must try and stick to it to be able to achieve your goals. This requires discipline in spending and saving to refrain from getting distracted. You must ensure that your financial growth is in sync with your financial objective. Moreover, you must be ready to make changes in investment when there is a need for it. For example, when banks are cutting interest rate, you have to take steps to reduce the interest rate on your borrowings and reduce your EMI outgo.

Keep Your Ears Open

The large ears of Lord Ganesha tell you to pay attention to good financial advice instead of taking decisions based on advertisements and what friends have to say. It’s important to stay alert to identify the correct advice and take effective financial decisions.

Focusing On Budget

One can learn lessons to organise their finances from organising a Ganesh puja. Organising such events require chalking out a budget keeping in mind your spending capacity and allocating the fund among different expense heads in the required proportion. You can use the learnings to plan your finances in your everyday life and keep a hawk eye on income and expenses. Make sure you adhere to your financial budget on a monthly basis. Keeping your expenditure within the budget can help in creating wealth, saving taxes, and securing your family.

Team Work

Organising an event like Ganesh Puja requires the contribution and support of every member of the family. Achieving financial goals require similar planning and collaboration.  This Ganesh Puja, make sure all your family members work together to achieve financial goals.

Above all, Lord Ganesha is known for his wisdom and patience, and you need both to win the financial race. So, invoke his blessings on the day of Ganesh Chaturthi as you walk on the path of wealth creation.

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About Adhil Shetty

Adhil Shetty is the Founder and serves as the Chief Executive Officer of Adhil has a Master’s degree in International Relations with a specialization in International Finance and Business from Columbia University in the City of New York, and a Bachelor’s degree in Engineering from the College of Engineering Guindy, Anna University. Adhil is an expert in Personal Finance (Car loan/Home loan and personal loan) and he majorly consults on investment and spends rationalization for the Indian loan borrowers. His guidance is number based with real time interest rate calculations and hence useful for consumer’s real time query.

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