The best systematic investments pursuit is the one where you are successfully able to save about 50% of your earnings. This can be easily possible if you are not into any loan repayments, especially a home loan repayment, wherein the tenure lasts about 15-20 years. In such situations, it is best to liquidate any of your assets, so that either the loan can be prepaid or the EMI burden on your salary can be reduced considerably.
Try maintaining a good exposure to risk, as in, invest a majority of your savings in equities and less exposure to debt if you are a young working individual. But if you are heading towards the retirement stage, it is best if the proportion is altered. It would make more sense to invest into debt instruments and reduce the exposure to equities investment.