Janata Sahakari Bank Ltd.,Pune was established on 18th October 1949 by people committed to social cause in Pune city. The Bank has always kept the goal of helping economically weaker section of the society and has carved a place as bank of masses and not only for classes. RBI included the bank in second schedule and from 1st September 1988. Janata Sahakari Bank Ltd., Pune is functional as Scheduled Co-Operative Bank and accepts deposits from Government and Semi-Government corporations. Similarly Government & Semi-Government corporations accept Bank’s drafts. The bank has made steady progress in past 50+ years of its existence.
Purpose: This is a cash credit facility that could be availed by any salaried person.
Eligibility: Any salary earner having salary account with the bank is eligible to avail this credit facility.
Quantum of loan: The maximum amount of loan that could be granted is Rs. 50,000.
Security & Guarantee: One guarantor is required for this kind of personal loan.
Documents Required: The documents required to attain this loan are very simple. Loan Application, Latest Income Proof of Applicant, PAN Card of Applicant, Address Proof of Applicant and Photograph of Applicant are the only documents required for getting the loan.