NKGSB was established by a great visionary Sheth Shantaram Mangesh Kulkarni on 26th September, 1917.The Bank is now a Multi-State Bank having its area of operation in the States of Maharashtra, Karnataka, Goa, Gujarat and Union territories of Daman, Diu, Dadra and Nagar Haveli. Over the years, the Bank has consistently shown healthy growth both quantitatively and qualitatively. The Bank has not only grown in size of deposits and advances, but has multiplied its net worth making the institution financially sound and fundamentally strong.
The home loan offered by the bank is called Home – A – Loan Realize your dream with a complete package to meet ones complete housing finance needs
Purpose – Purchase of residential premises
Eligibility – Salaried / Professional / Businessmen
Quantum of loan
For salaried perso – Up to 80% of agreement value plus stamp duty and registration fee
For professionals – Up to 75 % of agreement value plus stamp duty and registration fee
Documentation – Copy of Agreement or Allotment Letter ,Chain of Agreements in case of re-sale, NOC from Society / Builder , Share Certificate of the Society in the name of seller, Leave & License Agreement if the applicant is currently staying on rent
Security – Equitable Mortgage of the premise
Surety – 2 Guarantor’s
Repayment – Up to 15 years
Repayment options – ECS/ Post dated cheque / Standing Instruction
Privilege – Additional Life Cycle Banking loan offered against same security with minimum documentation in an easy way.
If I apply for a mortgage loan for purches flat and submit ragisterd agreement and loan is sanction and bank deduct valuer
& prosseing fees.
And society niglet to give noc then bank refund my money ?
Hi Raju, The bank will not refund processing fees that you pay for getting the loan even if you don’t want the loan anymore.Cheers,Team BankBazaar.