Budget 2015 puts the shine back on gold
Gold is said to be made in Supernovas. With such a bright origin, it’s no surprise that our affinity to gold has held strong through the ages, right up there with war, good food and good times. Gold, since days of yore, has been considered one of the most important metals, owing to its alluring… Read More »
Diary of a tax-saver groupie
March is that time of the year when you’re no different from a headless chicken. Only, you’re running around pecking at investments to save tax at the last minute. A mere week away from the deadline of 31st March 2015, diligence finally overpowered procrastination and I sat down to take care of my taxes. The… Read More »
Mobile Banking: Banks make a ‘smart’ move
Ananya Chatterjee is a social worker who works for a NGO that aims to increase the general awareness levels of rural women. She has to travel frequently to rural India to conduct awareness programs and various other campaigns. Everything is hunky-dory, as she loves what she does. However, there’s a slight hitch that comes with… Read More »
3 easy ways to beat the tax deadline
Some habits die hard. One such habit is jumping out of your seat when you get a rude shock. Jeevan, a senior editor with a media group, did just that – jump out of his seat – when he received a call from the accounts department telling him that he would receive only 40% of… Read More »
The nuts and bolts of Microfinance
In both developed and developing economies, penetration of credit facilities into the rural and semi urban set up continues to be an uphill task for government, local and social organisations. In a populous and diverse country like India, where about 69% of the population lives in rural areas, like-minded social groups are working hard to… Read More »
Credit checks: How to lose a job
Slap your back, treat yourself to a sinful sauna session and scrape all those photo-bombed selfies from your Facebook page. That fairy-tale job you’ve been pursuing doggedly is now yours. The interview rounds are done and you’ve been asked to submit the necessary paperwork to set the hiring process in motion. Only, the ‘Welcome… Read More »
The little-known secret of how metros buy insurance
Insurance sales start surging in January of every year and peaks in March. So, are more accidents happening during this period? More people getting hospitalized? Or, a sudden realization in the new year that one needs life cover? It’s Option D – none of the above. The reason is painfully simple – tax saving! So,… Read More »
How to remain insured even if you can’t pay your premium
Imagine you are building a fortress against an unseen enemy. If you require four outer walls bordering its periphery to complete the structure, would you build only three? Or, would you suddenly stop building the fortress and instead start focusing on a guesthouse inside it with the intention of selling it later? More ironically, would… Read More »
Have you covered yourself?
One of the most memorable scenes in the movie Titanic is when Jack Dawson sketches a portrait of Rose in the buff. While Rose did not need much cover, you do. Insurance-wise, that is. Many people take a cover that they can afford. Some people take one which they assume as enough for them.… Read More »