Sandeep, a young IT professional, was living a care-free life like any other young job entrants. However, he decided to buy a flat near his office for convenience. But to his surprise, with his high earnings and no other loans, his home loan application got rejected because of poor CIBIL score. How did this happen?… Read More »
Are you are one of those people who find it difficult to make time for miscellaneous bill payments? Here‘s some good news for you! The Reserve Bank of India has finalized guidelines for the implementation of Bharat Bill Payment System (BPPS) which would act as an anytime, anywhere bill payment system, becoming a one stop shop… Read More »
With the popularity of internet and smartphones grown to aggressive heights, consumers also have become efficiently tech savvy. From shopping of clothes to buying electrical appliances, everything has become so easy with online shopping portals. Gone are the days when you needed to browse store to store to hunt down a pair of shoes; now… Read More »
You have probably heard about RuPay card when the government launched Pradhan Mantri Jan Dhan Yojona. RuPay card is an essentially Indian debit credit launched in 2014. Though it didn’t gain much hype, recently it gained more attention as the government announced free RuPay cards for all the account holders of Pradhan Mantri Jan Dhan Yojona. RuPay… Read More »
Often referred to as the next generation money, credit cards have become an integral part of our lifestyle. Where there are some people who depend on their credit cards for practically everything, there are still some folks out who have taken the adage of Warren Buffet – Say No to Credit, too close to their… Read More »
Amit, a Bangalore based entrepreneur is a frequent traveler. He was spending for all ticket purchases with his debit card, till a friend suggested that he opt for a travel centric credit card. Amit applied for the same which collaborated with various domestic and international airlines offering discounted fares. Now Amit could save money a… Read More »
When the term ‘bank charges’ comes to mind, an awful image of dwindling money bundles appears with it. Thanks to the new banking regulations, there is a hike in everything; account maintenance fee, excess withdrawal charges as well as minimum balance penalties. The result? Increase in monthly expenses, daily budget quota and decrease in the… Read More »
Hurray! it is the holiday season and you would definitely want to make the most of it with some exciting travel plans, wouldn’t you? You have zeroed few destinations, but have you started your financial plan for it? Of course you might have made some and working out for the rest. So here we help… Read More »
Buying a new car is a dream come true for many people. A normal priced car may not be as big an investment as a house. Nevertheless, buying a car can be quite a strain on the pocket for the common man and more so if you opt for a high end car. Although car… Read More »
The Gurus have spoken, and their word shall be given pertinent consideration. Be it personal budget or credit cards, the financial moguls and experts of the industry have always said something to enlighten the people of the world. Here are BankBazaar’s Ten Favorite Personal Finance Quotes 2014; you might get some golden advice out of it.… Read More »