The Banking Codes and Standards Board of India (BCSI) have prescribed self regulatory norms through which credit card issuers have to treat their customers. Next time you apply for a credit card do remember to have these norms in mind and extract the best service from the provider.
Most of us think of a Home Loan as plain and simple EMI based loans. But now, with the rising competition, various Banks and Financial Institutions have started offering assorted features and benefits along with their Home loan products. On one hand, a few lenders are offering different variants of Home Loan whereas on the… Read More »
The first union budget of the newly elected NDA government did not disappoint the market expectations and announced a substantial increase in the foreign investment limit in defence, manufacturing and insurance sectors. The proposal to increase foreign direct investment augers well for the government and the underlying sectors as it showcases a future economic… Read More »
On expected lines, the real estate sector and the infrastructure sector were the focus sectors of the government in the annual union budget of 2014-15. The finance minister announced a series of measures to bring investment into the sector while giving special emphasis on affordable housing. The announcement that Rs 8000 crore will be earmarked… Read More »
As the FM takes his first 5 minute break from giving his budget speech here’s a look at some immediate impact for our personal finance… 1. Unified PPF account to be introduced – so that you don’t have to worry about your PF money next time when you change city or jobs. This is a good… Read More »
In today’s always-connected world, the risk of Identity Theft is also rising. In this blog, I have made an attempt to let the readers know about this precarious crime. And share a few tips to reduce your risk of becoming an Identity Theft victim. These tips may help you to safeguard your finances, credit and… Read More »
As the Finance Minister stood up to start his eloquent budget speech he began with many strong statements – “The nation is not happy with the status quo. We are a country with the desire to grow and people want to free themselves from the curse of poverty. The nation has become aspirational and is… Read More »
As the finance Minister Mr. Arun Jaitley braces himself to present the first union budget of the NDA government, there are high expectations from every quarter. From the common man on the street to the housewife struggling with high inflation and from the financial markets analysts to the long term investor, everyone is waiting anxiously… Read More »
The Budget 2014 to be presented in July by the Modi Government is awaited by the whole country with great interest. Robust measures are expected to be outlined in almost every sector. Women related reform is one such area which will be keenly watched. With women becoming an important part of the economic development and… Read More »
The new NDA government faced its first major challenge as the Union Railway Minister Mr. Sadananda Gowda presented the annual railway budget in parliament yesterday. Already under a cloud for hiking rail fare prices recently, all eyes were fixed on this. Away from the populism of previous budgets, the railway budget has successfully initiated measures… Read More »