As anyone who just moved into their own house will know – it is a wonderful feeling to step into a freshly painted and furnished brand new home! Owning and moving into a new home can be a very fulfilling moment!
“Transfer of immoveable property by way of sale can only be by a deed of conveyance (sale deed). In the absence of a deed of conveyance (duly stamped and registered as required by law), no right, title or interest in an immoveable property can be transferred,” the Judge ruled in a Supreme Court judgement sometime… Read More »
Many times it has been observed that, people do take the point of savings and investing quite seriously but at times ignore some points that are quite vital for generating good returns to your portfolio. This generally happens when investors are carried away by the benefits provided by some assets and invest more than what… Read More »
An integral part of financial planning is the regular and periodic evaluation of your investments. This is a golden rule which must be followed by investors at all times, irrespective of whether an investor invest in mutual funds, debt instruments, equities, commodities, or a combination of all these categories. If this is not done, then… Read More »
Over the last few years, economists have seen a trend wherein people spend a lot of time fretting over the choice of their mutual fund, than what is done for the selection of debt funds. Although it may seem that the choice of debt funds may be relatively easy, its contrary holds true. Debt funds… Read More »
With the ease in the availability of credit, many customers are in the assumption that they can get a loan as and when they require. Although this thought is partially true, it is not always the case. The Reserve Bank of India (RBI) has initiated a lot of mechanisms that have halted the number of… Read More »
Mutual Funds, one of the most important investment vehicle in the stock market, refers to a collection of funds, collected from several investors, with an intention of investing in profitable securities like money market instruments, stocks, bonds and other assets. Its portfolio is structured and simulated in such a manner that matches the investment objectives… Read More »
Credit cards are not always harmful to one’s financial stability but it majorly depends as to how it has been utilized. Apart from the list of benefits it offers under various packages and schemes, many a times customers have been affected enormously when they had to pay their bills due to the hidden charges, processing… Read More »
With the increase in the salaries of the working class, obviously there is a tendency for the needs to increase as well. If you are an individual whose job involves extensive travelling and have just got yourself into a marital alliance, then it is important for you to understand the extent of your expenses and… Read More »
Optional Adjustable Rate Mortgage, is a loan product which, in addition to having a very low down payment (usually 5% of the home value), gave the borrower an introductory period during which he could choose to pay the interest due alone for the month or to pay an even lower repayment termed “minimum payment”. Making… Read More »