These days with fraudulent transactions on the rise, there are quite a lot of chances for the information of your debit or credit card to get compromised. In the normal course, banks are familiar with the spending patterns of their customers. Thus, when they notice any abnormal purchasing behavior where many big value purchases have… Read More »
Sometime ago, the competition commission of India (CCI) imposed a penalty of Rs. 630 crores on the largest real estate company of India, the DLF. This was hailed as a landmark judgement. CCI is an institution created to ensure that no institution or company exploits its dominant position to create a monopolistic situation in the… Read More »
With the fall in the value of rupee against the dollar, many students are facing financial difficulties since it is affecting their financial stability. Those students who have just recently got their loan sanctioned and also for those whose loans are being processed, the banks have come forward to top up their loans in order… Read More »
If you intend to hang your boots and wish to put a pause to your busy life sometime soon, there are certain financial steps you require to undertake in order to ensure a secure financial life post your retirement. If you are an employee you will be entitled for a pension and if you are… Read More »
While small-funds may attract a large portion of the attention of investors, they aren’t the most profitable option in the market. Investors in small funds have to bear the brunt of dismal performances in the market, which is almost always caused by indifference on the part of fund managers. Also, it is not uncommon for… Read More »
If you are new to the avenues of investment and savings, it is best advised to approach a fund manager who can give you expertise knowledge about the market and guide you towards investing your funds into suitable investments which give promising returns. Fund managers are responsible to ensure that your investments have been made… Read More »
Industry experts believe that the biggest blunder one can do with credit cards is swipe it at an ATM machine for cash. Although you may be well within your cash limit, the interest rates levied over such transactions are enormous, rising as high as 40% on an annual basis. It is because of this proposition… Read More »
If you are worried about market volatility crashing your investments in the market, then make a smart move and invest in Systematic Investment Plans or SIPs. These instruments are regarded as the oldest and most popular tool in the fight against the volatility of the market, offering respite to the investor by making investments in… Read More »
These are some basics that you should know when obtaining a personal loan. These days, securing a loan is easy. Repayment is the tough bit. When you don’t repay on time, the recovery agent may come knocking at your door. When getting a personal loan it is important to ask yourself ‘Will I be able… Read More »
It is not advisable to invest a lot of your funds into insurance policies. Especially if those insurance policies are Ulips’ (Unit Linked Insurance Policies) based. The main reason being that excess of such investments tend to harm the growth of your returns. As a prudent investor it is important for you to understand that… Read More »