Smaller companies tend to react violently to any change of mood. Their stocks are not liquid, and when the time comes to realize your returns, you could again have to wait for a long time to encash your investments. Just as you did when buying into the stock, the selling would also have to be done in… Read More »
If you wish to anticipate that you will be able to finance your house construction with out taking a home loan or buy a car without getting into a debt of a car loan, just by investing in fixed deposit, you might be partially right. If want to invest in a safe debt option for… Read More »
Most times,we come across investors, who show a great deal of worry towards their performance of their equity funds or equity Mutual Funds. Although the grand total of the entire equity holding may not be of a good value. For example, if an investor, invests Rs 2 lakh in equity mutual funds, about Rs 50… Read More »
With the slight fall in the gold prices, you as an investor, can generate good returns in the future, if you can allot certain funds for investing in Gold. Although these investments are preferred in their non-physical form such as Gold ETFs, Gold fund etc. Since the safety and security of physical gold can create… Read More »
Can I invest? If you do not have the time or the knowledge to choose the Best Mutual Funds for yourself, then FoF, is the right option for you. But, this type of fund does not provide you the flexibility to choose your funds and the allocation criteria are also rigid. Make sure to invest… Read More »
A home loan is a long-term financial commitment and borrowers need to be in a position to afford it. Banks have customised repayment options to address the individual requirements of their customers.A wise planner can make use from the options available in the market.
The fund consistently under performs: If a scheme under performs its peers consistently over a longer term, it’s a good reason to get your money out. As any mutual fund expert will tell you, the performance of a scheme is the best way to assess it. However, the scheme has shown under performance in the… Read More »
STP is a kind of SIP wherein the money, instead of being a fresh investment, comes from an investment in another fund. The point of an SIP is that it is not safe to invest a lump sum into equity funds at one go. If you really want to invest a lump sum amount, it… Read More »
FoFs takes your Mutual Fund investments diversification a step further by spreading the risk across 5-6 different funds. Again, the returns are not as high as those from the best diversified equity funds, but they are better than the average fund. Here are the Do’s and Don’ts Do’s: Choose this option only if you do… Read More »
We all dream of building a huge corpus to enjoy our post retirement life. But due to heights of laziness we think about starting from tomorrow. By the time your tomorrow arrives, your personal balance sheet will contain a home loan, a house, a car, a credit card loan and a thought for signing up… Read More »