Mutual Funds – incentives for distributors!

Investors bothered about having a secure future, with enough investments and savings to finance the inflation- bred world and to prevent oneself from getting into a debt trap of a personal loan or any kind of loan, look out for mutual funds since they can enable you to earn about Rs 1 Crore in 5… Read More »

KYC norms – must for Mutual Funds!

The prevention of Money Laundering Act, 2002, mandated the The Know You Client, wherein, all the financial and non-financial institutions are required to maintain and verify their clients’ information. The information must pertain to their clients’ credit information as to their past debt records, if any, for example, if the client is a borrower of… Read More »

Guidelines for investing in MFs on behalf of your minor!

It is one of the best things a parent can do for financially securing their child’s future in the long run. Informing and teaching the child as to what are the perils of getting into a debt trap of availing a personal loan or a home loan and the bigger benefits of investing early and… Read More »

Should you opt for active or passive investing method?

Does the feeling of getting high returns by investing in a mutual fund makes you happy even if you have to pay the extra fee that the fund charges for delivering alpha returns? Or does the chances of you having to pay lower charges for investing in an index fund, which is less risky and… Read More »

FMPs or debt funds?

It is not what returns the product offers initially, but what returns you get benefited from at maturity.  Current high interest may not prevail all times, i.e. the interest rates might come down by the time your product matures? There will be no meaning left for your investment if you need to avail a personal… Read More »

Diversify your portfolio;choose global funds!

This asset class is the most talked about among financial advisors these days. If you think that you have it in you, go global! Investing in foreign stocks provides 4 times the returns of investing in domestic markets. But there are certain factors you need to bear in mind, before jumping into investing in this… Read More »

Who benefit from multi cap fund investments?

Investors who want to take low risk and higher returns by persistent investing approach can take full advantage of this asset class. But, those investors who understand asset allocation and base their investment decisions on it are not likely to benefit much than the former group. Asset allocation is the most important factor determining a… Read More »

Should you invest in multi cap funds?

If you are a budding investor, who carries big dreams and the ability to shoulder bigger responsibilities in the future, then this asset class is for you. The advantages of investing in a multi cap mutual fund are many: Firstly, it offers a diversified investment approach for investors, who are looking to grow big with… Read More »

Know the various Fund Caps

Before you blindly follow your fund manager, it is important to know something about how your fund actually functions when you park your funds for investment purposes.  We all know about various types of fund caps available like small cap, large cap and mid cap funds, which set aside your investments accordingly. Large-cap fund will… Read More »

Switch your mutual fund!

It is not mandatory for you to stick to one Mutual Fund if you think it is not performing well or it is not giving you better returns. The whole point of investing is to grow your money in options that can help you build a good financial corpus. If you require a personal  loan… Read More »