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Prime Bank- Education Loan

Prime Bank was created and commencement of business started on 17th April 1995. The sponsors are reputed personalities in the field of trade and commerce and their stake ranges from shipping to textile and finance to energy etc.

Prime Bank is providing various types of Direct Finance and Working Capital to SSI (Small Scale Industries), Retailer, Traders & Wholesaler, MSI (Medium Scale Industries), Professional and Self  Employed, as also bank is providing Educational Loan, Housing Loan, Vehicle Loan, Gold Loan, Loans, Bills Discounting, LCBD-Bill Discounting against Letter of Credit, SLBD- Sellers Bill Discount), Personal Loan, Loan against Govt. Security and Loan to Disable Person with very attractive & competitive Interest Rates.

Purpose                      – To offer financial support to deserving students of the country to peruse higher education

Eligibility                     – Age: At least 25 years

Salaried who are permanently Employed for at least 2 years by a well-reputed organization including at least 6 months with present employer.

Self employed: Professional experience or business establishment for at least 2 years (with adequate proof)

Quantum of Loan       – Maximum 5 lakhs

Duration                     – maximum 4 years

Security                      – Personal guarantee of the borrower/s; one personal guarantee acceptable to Prime Bank; Post-dated cheque

Others                         – Convenient partial or early settlement; Competitive interest rates on a monthly/quarterly reducing balance

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