Loans are not a nightmare as they seem to be. They can help you achieve your goals and also buy the assets that you have always wished for during periods of financial tightness. But there needs to be certain level of prudence that needs to be adopted while signing up for such debt. In situations… Read More »
Once investors’ sign up for investing in the markets, there are a lot of different reactions pertaining to how experienced each investor is in the wake of the market volatility. If you are a new investor, obviously there is going to be a lot of skepticism from your side as to the markets under performance.… Read More »
The securities exchange board of India (SEBI) has stated that no mutual funds scheme can guarantee you any returns or even provide you capital protection for that matter. If you have invested in a Mutual Fund which bears the term capital protection scheme, then you should know that it is not in the literal sense.… Read More »
Investments in assets, especially, if those assets are Mutual Funds, promote a healthy growth of one’s portfolio. But how much of “many” are allowed? The answer is – not too many. The reason being having more than 5-6 mutual funds after a certain time does not give you the robust growth that your portfolio requires… Read More »
PMS (Portfolio Management Services) entered the Indian markets during the period of late 90s and acquired the limelight during the bull phase of 05-08. But due to the market down fall, these services have lost their luster. But not many investors realize what this PMS is all about and how can one be benefited. In… Read More »
It would be interesting news for several investors on how conveniently investments can be made in mutual funds on behalf of minors. Although this is an interesting alternative that may offer better returns on the initial investment sum, it is crucial to understand the nuances of the procedure and familiarize oneself with a few guidelines… Read More »
According to a recent report from the Reserve Bank of India tax payment has been made easy to the customers, the regulator has made this facility through the banks ATM network. The facility was launched by Mr. C. R. Sundaramurti, controller General of accounts on their Delhi Branch. He said that ATM is available in… Read More »
A recent press report said that National housing Bank has asked the housing financing companies not to levy penalties on pre-closure of loans, subjected to certain situations. The bank which regulates and supervise the housing finance companies, has directed all housing finance companies to maintain the consistent in floating rate interest for both old and… Read More »
A recent press report said that the growth in lending loans have not shown any positive signs during this festival season. The fall in the credit growth from 21.5 percent to 19.45 percent starts at the beginning of the financial year. The negative growth in lending loans starts from first week of October, amount to… Read More »
As per a recent report from the RBI, India’s foreign exchange reserves have gone down $4.056 billion to $312.707 billion. The report said that India’s foreign exchange reserves raised $266 million to $316.763 billion. Reports said that the reserves had declined due to a fall of $3969 billion in the country’s foreign currency assets to… Read More »