‘Jams’ nowadays are as much part of an office-goer’s lexicon as much as it is when it comes to kids’ breakfast. So much so that, even car loans seem to be moving faster than traffic on Indian roads these days. So what is causing this exponential rise in loans for smoke-spitting vehicles? Just how easy is… Read More »
A decade ago, home buyers were seeking loans. Today, loans are seeking home buyers. The typical home loan seeker’s profile has undergone a complete makeover. There are no dearth of loan products to spoil her for choice. A similar story unfolds when it comes to car loans and personal loans as well. Here’s a quick… Read More »
In the thick of the festive season, banks and non banking financial companies are offering various lucrative offers and discounts. Many Indians plan their purchases during the festive season as it allows them the double benefit of buying a new home or a new car in the auspicious time, along with discounts from various financial… Read More »
Maruti Suzuki India, the biggest automobile manufacturer in the country today launched its much awaited midsized sedan ‘Ciaz’ with a starting price of Rs. 6.99 Lakhs. Aimed concurrently at the Indian and Chinese automobile markets, the Ciaz has been developed with an investment of over Rs. 600 Crore. The Ciaz comes with both 1.4-litre K-Series… Read More »
Over the time, Cars have increasingly become a necessity. With the help of Banks and other finance companies, owning a car has become easier. In India, many lenders are providing Car Loans at affordable rates. In this article, we will discuss about the various types of Car Loans offered by the financiers and present the… Read More »
Many car buyers who opt for borrowing think only of car loan option and are not aware of the other possible options like car overdrafts. Let us take a look at the intrinsic difference between a normal car loan and a car loan overdraft facility and analyse the pros and cons for both.
Usually in the excitement of owning a car, people often do not give the due importance to take a closer look at car loan options like comparing offers of different banks and reading the terms and conditions. Let us take a look at some of the essential must knows before applying for a car loan.… Read More »
The first important step to a secure financial future is by initiating the habit of investing. The early you sign up for this initiative the better off you will be. Not only you will be able to build a sizeable amount of corpus for your post retirement life or for financing any of your other… Read More »
As an investor, in order to derive maximum benefits from the market, swear by the golden principle of diversification. Make investments in a range of funds offered by an array of mutual funds houses, that aren’t just limited to your area or region. Although this idea may seem a little wild, do not think twice.… Read More »
As investors it is very important for you to invest rigorously as you start earning. For example, if you manage to land into a job at the age of 25 and are receiving a take home salary of Rs20-25k, try to invest as much as 40% of your income. Only then you will be in… Read More »