Tag Archives: salary management

Your 1st Job? Here’s How to Stay Smart and Save Up!

Your first job is a pretty big deal… and while you enjoy your new-found financial freedom, here are a few things you could do to avoid being broke. Following your heart is great, sure, but common sense isn’t all the bad either! Here’s how you can stay smart and save up too! Ready?

When you first start to save

Be regular with your investment. It is best to allocate a portion of your funds from your monthly income and make arrangements to transfer it immediately to another account, from where you can plan your fund allocation for each investment. Do not use the bank account that you utilise for your day to day expenses,… Read More »

Credit counseling centres to the rescue

Banks feel the need to educate the consumer on financial literacy and in a move to stress this Reserve Bank came out with a concept paper on the subject and Financial Literacy and Credit Counselling (FLCC) centres in April 2008. These centres could be a great resource for loan applicants as a final step in… Read More »