The Greater Bombay Co-operative Bank Limited – Gold Loans

By | May 29, 2011

The Greater Bombay Co-operative Bank Limited, more popularly known as Greater Bank, had its humble beginnings over five decades ago on 10th December 1952, when a small group of philanthropists got together to set up the Bank.

Having achieved the status of a scheduled bank in 1996, The Greater Bombay Co-operative Bank has been making giant strides by attracting customers from the low, middle and upper income strata. This speaks volumes about the faith and the trust reposed in the Bank by the public.

Purpose                      – To provide Loan against Gold Ornaments, the scheme designed to provide liquidity against gold ornaments without having to sell them. The product is ideal to meet your immediate requirement of cash. Gold ornaments lying idle can be put to productive use by availing the GBCB Gold Loan.

Quantum of Loan –           The loan amount ranges from Rs. 5,000 to Rs. 15, 00,000

Rate of Interest –           The rate of interest for loan amount Up to Rs.1, 00,000/- is 14.00% and for loan amount above Rs.1, 00,000/- is 13.00%

Others –           Hassle-free quick processing of loans, simplified paperwork, easy payment options, attractive interest rates unlike other personal loan

Margin                         – Non Hallmarked – 30%, Hall marked – 25%

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About Pradeep Yuvaraj

Pradeep Yuvaraj is a Co-Founder and Director at Finerva Financial Solutions Private Limited, a financial education company focused on personal finance education. He has penned over 250 articles relating to Personal Finance and clocked over 500 hours of educating individuals on managing personal finance. He is a serial entrepreneur and has been associated with 7 Start-ups. His entrepreneurial experience spans industries as varied as Education, Gas Engineering, Automobile Design, Software development and more recently a Pure play presentation design company. Prior to turning entrepreneur in 2005, he has worked for 3 of the top ten companies of the world - Shell, ExxonMobil and Total SA. This experience included handling Branch Operations, Channel Sales and Business Development across 5 states over a period of 8 years. He holds an MBA from Symbiosis and an Electronics Engineering Degree from the University of Pune.

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