The Greater Bombay Co-operative Bank Limited – House Renovation Loans

By | May 24, 2011

The Greater Bombay Co-operative Bank Limited is commonly known as Greater Bank. It started about over five decades ago on 10th December 1952, when a small group of philanthropists got together to set up the Bank. Though the founders were pursuing interests of their own, they decided to establish the bank with the sole motto of serving the community at large. Having this idea fixed in mind they introduced attractive deposit and lending schemes applicable to the times. The Bank is well known for its high quality of service, which primarily induced several customers to the bank. Having achieved the status of a scheduled bank in 1996, The Greater Bombay Co-operative Bank has been making giant strides by attracting customers from the low, middle and upper income strata. This speaks volumes about the faith and the trust reposed in the Bank by the public.

Purpose                      – The loan is offered for Repair, renovation of Flat House

Eligibility                     – Salaried individuals, Businessmen, Self-employed professionals like Doctors, Engineers, Lawyers, Chartered Accountants, etc., Entrepreneurs

Margin                         – 20% of cost of work as specified in quotation

Quantum of Loan       – Rs.10, 00,000/- (Rupees Ten Lakhs Only) unlike other home loan schemes offered

Rate of Interest         – 13.00% per annum

Period –           Maximum 10 years or unexpired period of housing loan whichever is lower.

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About Pradeep Yuvaraj

Pradeep Yuvaraj is a Co-Founder and Director at Finerva Financial Solutions Private Limited, a financial education company focused on personal finance education. He has penned over 250 articles relating to Personal Finance and clocked over 500 hours of educating individuals on managing personal finance. He is a serial entrepreneur and has been associated with 7 Start-ups. His entrepreneurial experience spans industries as varied as Education, Gas Engineering, Automobile Design, Software development and more recently a Pure play presentation design company. Prior to turning entrepreneur in 2005, he has worked for 3 of the top ten companies of the world - Shell, ExxonMobil and Total SA. This experience included handling Branch Operations, Channel Sales and Business Development across 5 states over a period of 8 years. He holds an MBA from Symbiosis and an Electronics Engineering Degree from the University of Pune.

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