Top 10 Credit Cards For 2021

By | December 24, 2020

Want to start 2021 on the right financial note? Here are the top 10 Credit Cards that can help you do just that!

It’s been a rough 2020! Start the New Year by choosing the right Credit Card! That’s exactly why we’ve picked some awesome cards for you. Whether you’re looking for free petrol, easy application processes, lifetime-free cards or never-expiring rewards, this list covers it all!

IndusInd Bank Platinum Card

Our pick for: Zero fees forever

Also brownie points for: A 100% online, contactless process with no need for income documents, pre-approval if you apply via BankBazaar.

This one’s a keeper – no joining fee, no annual fee. It’s lifetime FREE! Earn 1.5 reward points for every Rs. 150 spent on this card. What’s more? ‘Buy 1, Get 1’ offer – 2 FREE movie tickets on BookMyShow & 4 FREE movie tickets at Sathyam Cinemas every month. With movie theatres opening up, free tickets are good to have in a post-COVID world. This Credit Card is available via a 100% safe and contactless process – no income documents needed. 

IndusInd Bank Platinum Aura Edge Master Card

Our pick for: No fees for a lifetime

Also brownie points for: An easy application process – 100% online KYC and pre-approval if you apply via BankBazaar.

Another zero-fee card from IndusInd Bank. This gem rewards you with 4 points for every Rs. 100 you spend at a departmental store. You also get 2 points for every Rs. 100 spent on consumer durables and electronics. This card is also available via a 100% safe and contactless process – no income documents needed! This card has a unique rewards programme in the market – you get to pick from a handful of reward plans so that you can choose the plan that works best for you based on your spending pattern and maximise your rewards. Pretty neat! 

Additional Reading: All-New Contactless Process Credit Cards From IndusInd Bank

Standard Chartered Super Value Titanium Card

Our pick for: Major savings of up to Rs. 6,000 yearly as cashback

Also brownie points for: Big benefits on fuel

This card offers you a 5% cashback on fuel, utility, and mobile bills! Also, as a welcome gift, you can enjoy 100% cashback of up to  Rs. 1,500 on your first transaction at fuel pumps within the first 90 days.  What’s more? You can apply for it via a 100% online process. 

Standard Chartered DigiSmart Card

Our pick for: Best-in-class Credit Card for online shoppers

Also brownie points for: Low monthly fee (Rs. 49) which can be waived.

Every online shopper should have this amazing card! Up to 20% off at Myntra, 15% at Ola and 10% at Grofers and Zomato every month with no minimum spends! You stand to get online discounts of over Rs. 30,000 every year. You also get 1+1 movie tickets at Inox, valid for two transactions every month. What’s more? If you spend more than Rs. 5,000/month, the monthly fee of Rs. 49 is waived.

SimplySAVE SBI Card

Our pick for: An all-rounder card with 10X reward points

Also brownie points for: Fuel-surcharge waiver across all petrol pumps in India.

Savings on the top of your priority list for 2021? This card is ideal for you. You can kick things off with a bang by earning 2,000 bonus points simply by spending Rs. 2,000 within the first 60 days. Save on daily expenses by earning up to 10x reward points on spends at department stores, groceries, movies, dining and more. Plus, enjoy an annual-fee reversal from the second year onwards when you spend over Rs. 1,00,000 in the previous year.

Additional Reading: Simple Ways Of Saving Money

SimplyCLICK SBI Card

Our pick for: Market-leading reward points on online spends with exclusive partners

Also brownie points for: Amazon e-gift voucher worth 500 on joining.

A birdie told us that you love online shopping. Well, here’s the card that’ll reward you big time when you shop online. Get 10 point/ Rs. 100 spent on Amazon, BookMyShow, Cleartrip, Lenskart, Ola, Zoomcar and more. You also get 5 points/ Rs. 100 on other online spends. What’s more? You get an E-voucher worth Rs. 2,000 on annual online spends of Rs. 1 lakh – Rs. 2 lakh!

IndianOil Citi Platinum Card

Our pick for: Great savings on petrol

Also brownie points for: Annual-fee waiver on annual spends of over Rs. 30,000.

Based on your spends, you can get up to 71 litres of FREE petrol in a year with this gem of a Credit Card. Enjoy annual savings of over Rs. 6,000 on fuel every year! What’s more? Enjoy fuel surcharge waivers and 4 turbo points on every  Rs. 150 spent at Indian Oil petrol stations.

Citi Cashback Card

Our pick for: Cashback on ALL spends

Also brownie points for: Cashback is auto-credited to statement.

All hail the cashback king! This card can help you get benefits worth Rs. 3,300+ in the first year. Enjoy 5% cashback on all your phone and utility bill payments made via the Citibank Online Bill Pay platform. Plus, cashback never expires. Enjoy!

YES Prosperity Rewards Plus Card

Our pick for: Great card for grocery shopping

Also brownie points for: Fuel surcharge waiver at all fuel stations across India.

The only thing better than rewards points is rewards that never expire! Get set to enjoy maximum reward points on everyday spends like groceries, supermarket and department store purchases.

YES Prosperity Edge

Our pick for: Big bonus points for heavy spenders

Also brownie points for: Dedicated reward redemption portal.

Enjoy an annual bonus of 15,000 reward points on spends of  Rs. 6,00,000 in an anniversary year. Apart from this, you can earn 8 rewards points for every Rs. 200 spent on groceries, supermarkets & department stores; these points don’t expire!

We hope this list helps you find the best Credit Card for your needs. Happy 2021!

All information including news articles and blogs published on this website are strictly for general information purpose only. BankBazaar does not provide any warranty about the authenticity and accuracy of such information. BankBazaar will not be held responsible for any loss and/or damage that arises or is incurred by use of such information. Rates and offers as may be applicable at the time of applying for a product may vary from that mentioned above. Please visit for the latest rates/offers.

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