If you’re looking for perks like free petrol, cashback and unlimited rewards, here’s why Citibank Credit Cards are a good bet.
Finding the perfect Credit Card is like finding your soulmate – some will have to go through a series of heartbreaks to finally find one, while for some it may not take as much effort. The only difference between the two probably being that while one can still move on from a heartbreak, the wrong Credit Card can spell disaster for your finances. And, it may take you years to recover from its impact. This is why you should research well before zeroing in on a Credit Card and not settle for the first offer that comes your way. Once you’ve firmed up your preferences, compare across multiple lenders, weigh in on the various card fees and charges involved, and then settle for the one that suits your needs best.
Citibank is probably one of the most popular Credit Card issuers in India. Here are 5 reasons why Citibank Credit Cards make for a very compelling choice:
1. Unlimited Rewards
For many, the Citi Rewards Card signifies their initiation to the world of Credit Cards. One of the most popular rewards Credit Cards in the market, the card offers you 10X points on spends of Rs. 125 on apparel or at department stores. For other spends, you get 1 point for every Rs. 125 spent. On joining, you get up to 2,500 points based on spends. Moreover, you can get up to 300 bonus points on monthly spends exceeding Rs. 30,000. The great thing about this card is that reward points never expire.
This card will cost you Rs. 1,000 annually, but when you spend more than Rs. 30,000 in a year, the card fee gets waived automatically.
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2. FREE Petrol
In these troubled times, with many of us facing salary cuts and job losses, shelling out more for fuel as prices go through the roof, maybe really difficult. This is why a fuel Credit Card like the IndianOil Citi Platinum Card is a must-have for your wallet. This card offers 4 turbo points on Rs. 150 spent at IndianOil outlets. Those weekly grocery runs will also get more pocket-friendly as you earn 2 turbo points on Rs. 150 on groceries and supermarkets. 1 turbo point = Re. 1. But here’s the clincher – you can exchange accumulated turbo points for fuel which means that you get up to 71L of free petrol every year based on your spends!
You can also save on annual fees for this card (which is Rs. 1,000) by spending Rs. 30,000 annually.
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3. Cashback On Every Purchase
If unlimited cashback is what you’re looking for, then your best bet is the Citi Cashback Card. The card gives you 5% cashback on movie tickets and phone bills. What’s more? You also earn 5% cashback when you pay your utility bills via Citibank Online Bill Pay. Cashback gets automatically credited on the accumulation of a minimum of Rs. 500 and they never expire.
The card has an annual fee of only Rs. 500.
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4. Best-In-Class Rewards Programme
Citibank Credit Cards have one of the best-in-class rewards programmes. On approval, you get to enjoy a host of benefits like 20% instant savings on Urban Company services, 5% instant savings on Amazon, etc.
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5. Freebies, Savings & Discount Offers
We’ve saved the best for the last – when you apply for any Citibank Credit Card on BankBazaar before 31st August 2020, and spend Rs. 5,000 within 60 days, you get an Amazon Pay gift card worth Rs. 1,000 free! In addition, Citibank rolls out a host of limited-period offers on select Credit Cards from time to time. For instance, you could get up to 20% discount on dining, instant savings on certain shoe and apparel brands or electronics, massive discounts on online certification courses, free movie tickets, cashback at duty-free stores, and more. Just remember to check on the bank website to see what new offers your Citibank Credit Card could make you eligible for.
Ready to apply for one of these? Hit the button below to get started.