Category Archives: Glossary

Bombay Mercantile Co-operative Bank Limited – Vehicle Loan

Purpose: This loan finance purchase of cars / two-wheelers, new as well as old second-hand vehicles less than 3 years old. Eligibility: Any Individual, Proprietary/Partnership concerns as well as Limited Companies are eligible to avail finance under the vehicle loan scheme; provided they have adequate repayment capacity. Rate of Interest: The interest is charged on daily… Read More »

NKGSB Co-operative Bank Limited – Swayamsiddha Loan for professional women

NKGSB was established by a great visionary Sheth Shantaram Mangesh Kulkarni on 26th September, 1917.The Bank is now a Multi-State Bank having its area of operation in the States of Maharashtra, Karnataka, Goa, Gujarat and Union territories of Daman, Diu, Dadra and Nagar Haveli. Over the years, the Bank has consistently shown healthy growth both… Read More »

The Kalyan Janata Sahakari Bank Limited – Kalyan Paryatan

Kalyan Paryatan is a Tourism Loan offered by the Kalyan Janata Sahakari Bank Limited in order to meet the expenses of Overseas, Domestic Tour or Travel of the borrower. Purpose                      – To meet the tour (domestic or foreign) expenses of the borrower Eligibility                     – Salaried employees, businessmen, self-employed, professionals having regular source of income Loan… Read More »

The Kalyan Janata Sahakari Bank Limited- Kalyan Suvidha

Kalyan Suvidha is the personal loan offered by The Kalyan Janata Sahakari Bank Limited for the  purchase of Consumer Durables / Two Wheelers, House Repair, repayment of old debt, meeting expenses for ceremonies like marriage etc. Purpose        –    For repair/ renovation of residence, for purchasing home appliances, for purchasing electronics goods, for purchasing two-wheeler,… Read More »

Chaitanya Godavari Grameena Bank – Education Loan

Chaitanya Grameena Bank and Godavari Grameena Bank sponsored by Andhra Bank merged to form a single Regional Rural Bank with its Head Office at Guntur, Andhra Pradesh. Chaitanya Godavari Grameena Bank was thus established on 01.03.2006. Purpose: This education loan finances higher studies in India and abroad. Eligibility: The applicant must be an Indian citizen of within… Read More »

The Kalyan Janata Sahakari Bank Limited -Kalyan Saraswati

Kalyan Saraswati is the educational loanoffered by the Kalyan Janata Sahakari Bank Limited in order to meet the expenses of Educational or Professional Courses. Purpose                      – To meet expenses for pursuing higher education, at India or abroad Eligibility                     – Should have passed all previous examinations in one attempt, must have secured admission for the desired… Read More »

The Kalyan Janata Sahakari Bank Limited – Kalyan Udyog

The Kalyan Janata Sahakari Bank Limited offers business loans named Kalyan Udyog in order to meet the expenses of Small and Medium Enterprises. Purpose                      – The loan is offered for purchasing business premises (shop/office/ gala), for working capital and for any other business purpose. Eligibility                     – Salaried employees or businessmen, self-employed, professionals, or people having regular… Read More »