The fund managers prefer to invest in securities with high credit rating. This ensures that there is the least possibility of default by issuers offering safety to investors’ capital. Given the shortterm nature of investments, the portfolio as a whole does not carry much of interest rate risk. Due to which, your chances of entering… Read More »
The RBI’s hawkish policy stance on loans in the country has forced lenders to hike interest rates for existing borrowers of home loan, education loan and vehicle loans by up to 75 basis points. While SBI is the only major bank in the country to refrain from hiking its Benchmark Prime Lending Rate (BPLR), Punjab… Read More »
The reasons to emphasise on savings and investments are many. If you manage to start saving early in life, you can manage to build a huge investment corpus, which you and your wife can enjoy post-retirement. The options of availing a Car Loan or a home loan may not be necessary at all. Since you… Read More »
Savings and investments is the mantra to living a secure and a debt free life. However, not many that, with inflation still in the air, their savings can be harmed. Here are four products, investing in which, you can earn better returns in future. Equities: It is prudent to invest directly in the stock markets… Read More »
No matter how great exposure to equity you enjoy, but it is very important for you to consider that having a debt asset especially the PPF is necessary. Most financial advisors take into consideration the PPF to be the essential component of a portfolio and equity around it. The reason for this magnified importance is… Read More »
It will be wise of you to take this step as it is not possible for you to save a huge portion of your income as you will be having financial responsibilities. For example, if you wish to buy a house 5 years from now, but your income is only about Rs. 15,000 and after… Read More »
If you have the knowledge about how stocks are traded in the market, take a step ahead and get yourself exposed to stock market trading. But, this requires a lot of detailed analysis and understanding where even the minute seeming factors might be important. Try to build your knowledge by yourself; you can try going… Read More »
Karnataka Vikas Grameena Bank was formed by the amalgamation of four banks sponsored by Syndicate Bank in the State of Karnataka by a Government of India Notification dated 12/09/2005. The bank works with a mission to continue as the leading and visible Grameena Bank in the country by acting as a catalyst for the growth… Read More »
A recent press report said that Sundaram BNP Paribas Home Finance has planned to expand its presence in select markets in western and eastern India, according to a press release from the company. The company has strong presence in the South has entered West Bengal with an office in Kolkata. Over the next quarter, it… Read More »
Karnataka Vikas Grameena Bank was formed by the amalgamation of four banks sponsored by Syndicate Bank in the State of Karnataka by a Government of India Notification dated 12/09/2005. The bank works with a mission to continue as the leading and visible Grameena Bank in the country by acting as a catalyst for the growth… Read More »