In this 21st century, consumers have a wide variety of goods and services to choose from. Thanks to the increase in the consumption power of the people, there are a wide variety of companies offering their products and services for sale, thereby giving you the choice to choose the best product at reasonable prices. This… Read More »
Fixed deposits have always known to be the favorite avenue for investors, owing to their tendency to withstand the twists and turns, turbulence and fluctuations of the market with constant grace and consistency. Although there were reports that there are quite a few chances for a slash in the interest rates offered by banks, even… Read More »
PMS (Portfolio Management Services) entered the Indian markets during the period of late 90s and acquired the limelight during the bull phase of 05-08. But due to the market down fall, these services have lost their luster. But not many investors realize what this PMS is all about and how can one be benefited. Under… Read More »
Tri? No, this is not some fancy jargon, but, just means tri as in three. This article will give you an insider’s perspective of the three major risks involved in personal financial planning for salaried professionals. As most of us know Risk is that part of our life that we are unsure of, which cannot… Read More »
Gold has over the years proved its worth not just in terms of jewellery but also in terms of investment. Considering the run for the metal in the last decade the annualised return on the investment was over 19.5% on an average for each year. Today like most of the commodities even the gold prices… Read More »
Applying for credit cards online is not something new and we all know that many banks are offering the facility through their websites. A new twist to this is the AIP facility launched exclusively for credit cards, which has recently been introduced in India. It is getting widely accepted and found to be a very… Read More »
If you are still studying and think there is no need for you to plan your budget and believe the responsibility of planning the finances rests solely with your parents, then you need to reconsider! A few mistakes you commit during these critical years might trouble you for the rest of your life. You should… Read More »
Can you live with Rs 32 a day in Indian cities? This is what everyone is asking after planning commission came up with this figure in its revised estimate to calculate BPL (Below Poverty Line) parameter. What about living with Rs 26 a day in Indian villages? Impossible, you say. That’s the whole debate that… Read More »
Unit Linked Insurance Plans or ULIPs refer to a category of goal-based financial solutions that provide the perfect combination of protection and savings to an investor. They are managed in accordance with your personalized needs, thereby offering unprecedented transparency and flexibility to an investor. They offer insurance protection plus the benefit of wealth creation opportunities,… Read More »
Once you have put your foot down and decided to start investing, it is important that you carefully evaluate the funds you want to invest your funds into. Assessing their past performance is a crucial factor but not the only factor that you as a prudent investor need to look into. In an era where… Read More »