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If you’re a young professional, retirement planning probably isn’t at the top of your mind. However, rising inflation numbers or a slowing or volatile economy could contribute to an increase in living expenses every year. Read on to find out the best ways you can create a financial portfolio that will support your lifestyle without you having to depend on anyone.
Applying for a Home Loan to buy a house is quite common. Home Loan EMIs , of course, need to be paid every month and on time till the loan is repaid. But what happens if you are unable to repay your Home Loan? What can you do if you are stuck in such a situation?
Making investments offers two compelling benefits. It financially secures your future and helps lower tax liability. If you are a salaried employee, your employer would have asked you to submit investments proofs around December-January. In case you did not submit proofs then, extra tax will be deducted from your salary before the end of the financial year on March 31st. But don’t worry, here’s what you can do.
This interest range for the bank to choose from is termed a spread. This spread is left to the discretion of the bank and depends on the other factors involved in loan eligibility like the credit profile of the loan consumer for instance. According to RBI regulations, banks are required to make changes in existing… Read More »