All of us love to postpone things for tomorrow. Be it a resolution, a household task, a visit to your friend…‘tomorrows’ kills many opportunities and make us losers unknowingly. One such thing for which you have to pay a heavy amount for postponing is financial planning. We all love to see our wealth growing, but… Read More »
Home loans have become a common financial tool today to live the dream of owning a property. If you do your research you will understand there is more to the larger picture than what meets the eye at first glance! Here are five home loan truths that you may not to be exposed to during… Read More »
Home loans are long term financial instruments that affect your pocket for a long term. Any excess payment made towards home loan repayment can stretch your budget and hamper your overall finances. Paying a pre EMI for under construction property is one such payment that can burn a hole in your pocket without reducing the… Read More »
Are you approaching your bank for a home loan smartly? Or are you like a needy person waiting for their help and mercy? In the previous decade many used to queue up at the desks of bank managers for their mercy to get home loans approved, and were satisfied with whatever they offer. But things… Read More »
From being once the most sought out investment products to the most hated, ULIPs or Unit Linked insurance plans have completed a full cycle. Now with a string of reformatory measures introduced by insurance watchdog IRDA, ULIPS are trying to make a successful comeback in the financial mainstream offering policyholders the multiple advantages of… Read More »
In an attempt to encourage people to save more money by stepping up their investments and boost savings in the economy, the central government has re-launched the famous Kisan Vikas Patra scheme (KVPs). Kisan Vikas Patras would offer an annual return of 8.7% by doubling the total amount invested in the scheme in 100 months… Read More »
Just like everyone wants to go to heaven but no one wants to actually die, all of us would want to get our incomes increased and want to stay away from tax. However, it is good news for at least for that there are certain incomes for which you need not pay tax! The Indian… Read More »
You are just a few years into your career and it feels great to earn and be on your own. You are no more dependent on anyone else financially. The entire pay check is yours, gone are the days of pocket money. Along with the freedom to take your own decisions, comes the responsibility of… Read More »
Customer comes to the fore front of all banks today. With more and more services introduced to enhance customer experience in everyday banking and with frequent technological upgrades, the running costs of banks are hiking at a rocket pace. And it is quite natural for banks to pass a share of these to their customer… Read More »
Investing in fixed deposits has been long considered to be a safe investment avenue. Many risk averse individuals and seniors are opting for investing their hard earned money in fixed deposits to make decent returns from their investment without worrying about the uncertainty of the equity markets. The returns on fixed deposits however depend on… Read More »