I can’t put my finger on it but there is just something about the holidays that tempt us into buying stuff that we do not even need. Ok, granted that gifts are an important part of these festivities and you ought to share them with family and friends but on what cost? On overall financial… Read More »
How many people can honestly say that they are not tempted to go on a shopping spree with all the stores giving festive discounts and great offers? And thanks to the considerate retailers who understand the need of liquidity at that hour and offer EMI payment options. Equated Monthly Installment technique of payment has grown… Read More »
With the popularity of internet and smartphones grown to aggressive heights, consumers also have become efficiently tech savvy. From shopping of clothes to buying electrical appliances, everything has become so easy with online shopping portals. Gone are the days when you needed to browse store to store to hunt down a pair of shoes; now… Read More »
When the term ‘bank charges’ comes to mind, an awful image of dwindling money bundles appears with it. Thanks to the new banking regulations, there is a hike in everything; account maintenance fee, excess withdrawal charges as well as minimum balance penalties. The result? Increase in monthly expenses, daily budget quota and decrease in the… Read More »
Hurray! it is the holiday season and you would definitely want to make the most of it with some exciting travel plans, wouldn’t you? You have zeroed few destinations, but have you started your financial plan for it? Of course you might have made some and working out for the rest. So here we help… Read More »
A good friend of mine is a brandholic. He never thinks of anything other than a Puma or Nike shoes, a UCB, Rayban…the list goes as he says quality matters more. He might be right, but with the whopping prices of ‘branded items’, a substantial chunk of your income goes into it. With the fashion… Read More »
When the term ‘bank charges’ comes to mind, an awful image of dwindling money bundles appears with it. Thanks to the new banking regulations, there is a hike in everything; account maintenance fee, excess withdrawal charges as well as minimum balance penalties. The result? Increase in monthly expenses, daily budget quota and decrease in the… Read More »
How often have you walked into a mall or a supermarket to buy some essentials like groceries and came out with a cart full of some unnecessary stuff? I can hear many ‘yes’ to this question. It happens with all of us. Or it might be on flash sales that popular websites like Flipkart or… Read More »
The Golden rule of 3: Among the shoppers’ community, there is this well known universal rule that if a thing could be used in 3 different ways then it is worth buying. Likewise, if you think whatever stuff you are buying could be used only one way then no doubt you will be putting it… Read More »
A penny saved is a penny earned goes the famous saying. So if you start your savings plan today, you can save those precious pennies which are the price you may pay for procrastination. The significance of saving money for a rainy day is one of the most essential traits of well oriented financial living.… Read More »