The mutual fund industry has undergone a massive transformation with the introduction of an option that will enable investors buy mutual funds online. In the face of strict competition by several mutual fund houses, innovation and transformation of conventional market practices are being viewed critically by mutual fund houses in order to attract a large… Read More »

Investments are usually done so that an investor can complete his financial responsibilities and stay away from any credit risk. Opting for loans like personal loan etc, need not be an option if you have managed to invest wisely with the help of your fund manager. As a new investor, it is advisable to choose… Read More »

The end of the year brings several reports on the performance of mutual fund houses, and this year, the review has been shocking albeit a disappointing one. With the exception of Birla Sun Life, SBI Mutual, Reliance MF and HDFC MF, none of the mutual fund houses were able to draw profits by the end… Read More »

As the rupee weakens its position, investors start fixing their eyes on the prospect of making investments in international funds. Although they offer the temptation of higher profits over a short period of time, luring investors with an offer that is hard to miss, international funds lack diversification in their investments. While a few international… Read More »

These days, with the lucrative deals and offers by banks and credit card companies, people hold not one, not two but multiple credit cards for satiating their various financial needs. Although this might benefit them in more ways than one, there are certain pitfalls in this financial pursuit. These bright and multi colored plastic cash,… Read More »

With the central bank of the country, the Reserve Bank of India making all provisions to slash their interest rates, its quick fire rate cuts have only been communicated and transmitted in a partial manner to the economy, much to the joy of investors of fixed deposits across the country. However, with the RBI asking… Read More »

The fact that India has a poor credit monitoring system is not a new one. But when this phenomenon has been coupled with factors like the huge rise in the number of credit cards that are issued on an annual rate, along with the rise in late payments for several large players has worsened the… Read More »

In this era of rising inflation rate, the Reserve Bank of India is forced to play spoilsport by raising the interest rates on loans. This means that borrowers who earlier had to pay higher amounts on the loans that they had borrowed earlier, will now have to pay even higher amounts. If you are a… Read More »

When debts like personal loans, home loans are not the exact sources from where you wish to raise you funds for financing your requirements, then strictly stick towards investing. Company fixed deposits are definitely a trend to watch out for. Although there was lack of action in this arena for quite some time, these fixed… Read More »