As prudent investors, it is very important for you to invest rigorously as you start earning. For example, if you manage to land into a job at the age of 25 and are receiving a take home of Rs20-25k per month, try to invest as much as 40% of your income. Only then you will… Read More »
Mutual funds make investments in a wide array of securities that possess their own risk profile. Their asset allocation helps investors comprehend this risk that is involved in the asset. It also mentions the classes of assets and provides additional information on the securities in which the fund manager invests. While all funds come with… Read More »
Today, our generation can be defined as the one that shares utmost peace and comfort with gadgets and gizmos of all shapes, makes, and sizes. We all rely heavily on these instruments for our everyday tasks, from alarm clocks to wake up in the morning, to cell phones that do not just enable you to… Read More »
These days, when people flash their wallets at the departmental store, you hardly see any one carrying the photos of their loved ones, or other personal memorabilia. All you see will be an array of multiple credit cards offering a glimpse into how the world has shifted its focus today. Earlier, a credit card was… Read More »
With the arrival of the festive season, do not be surprised if you are flocked by credit card companies trying to attract you with all the latest offers and schemes to draw you into their hold. While you may be left baffled, confused and starry-eyed for a while, shuffle your plastic cards smartly to make… Read More »
One of the key aspects of creating a successful financial plan for a year is to establish a workable home budget that deals with your expenses, manages your debt and also builds your savings at the same time! A home budget can be defined as a plan that pre-determines your spending goals, spread over a… Read More »
The concept of green homes is a trend that is here to stay and is slowly but surely catching up in India. In the modern version of living, cities, towns and even villages are witnessing an increased preference towards building homes and creating an environment that contributes to the preservation of the ecosystem.
Cancelling your credit card can be a highly tricky and a time consuming affair as you can have bills from the cancelled credit card still arriving at your doorstep. Although you might have cancelled the credit card from your side by simply chopping it into two, the decision to cancel the credit card may not… Read More »
Gone are the days when you had to clear your utility bills in person, standing at the counter to make payments with cash or cheques. With recent times and the transcending payment scenario, you do not have to sweat it out at counters just to make your utility bill payments. Today, you can avail the… Read More »
The first important step to a secure your financial future is by initiating the habit of investing. The early you sign up for this initiative the better off you will be. It will not only enable you to build a sizeable amount of corpus for your post retirement life or for financing any of your… Read More »