Yes! The presence of a debt fund can balance your portfolio so that balanced returns can be generated through out your investment tenor. Although there is an inverse relationship with the inverse relationship between bond prices and interest rates, there are certain advantages as well: Go for funds with short maturities: Investments in debt funds… Read More »
If you are blessed with a new born kid, congratulations. All those months of wait and dreams will finally be built. As all parents want the best for their kid, it is important to start investing in your child’s name as soon as you can. Even a Rs2000 investment in the right kind of fund,… Read More »
The most frequently asked question by most investors is: Which is the Best Equity Mutual Fund? When you approach your fund manager, who explains to you in the market language about various terms and phenomena which a particular fund might have faced. They might have even pulled out various graphs and showed you how the… Read More »
Most investors, invest their funds into avenue which can assure them of maximum returns in a given time frame. But little do understand as to how important it is to link their financial goal made to each investment. If your goal is to prepay your home loan in the next 6-7 years make sure you… Read More »
Depending on every individuals financial requirements and savings’ goals, investing in mutual funds have various approaches. Most financial advisors suggest investors to have a goal oriented approach. For example, if Mr. A’s financial goal is to prepay his home loan with 10 years remaining for the loan tenor, he can look out for investing in… Read More »
The importance of having a good fund manager is as important as putting your health in the hands of your family doctor. There will not be any meaning left if at the end, you opt for a personal loan or a car loan to fulfill your financial goals. A manager who is able to inflate… Read More »
Here is detailed information as to what are the parameters of choosing a good fund house: Basically, there are two types of fund houses One which are process-driven and the other, which gives autonomy and freedom to the fund managers. The first category follows a process-driven investment style and the fund manager’s role is to… Read More »
These are the two important factors that you need to look into while investing in a debt fund. Average maturity tells the investors how sensitive a bond fund is to change in interest rates. Debt funds react inversely to interest rates movements. When interest rates move down, the prices of the bond move up which… Read More »
Most investors have the perception that it is easy to pick debt funds than equity fund. But it is actually vice-versa. There are a lot of aspects that you, as a prudent investor, need to look into so as to not lose out on your savings and enter into a debt of a personal loan… Read More »
Gone are the days when people had the perspective of saving only after repaying all their debts. With options like Equities and Mutual fund investment options available, not only will you increase your net worth, but also be able to prepay your liabilities the safest way. If you are into a debt of a personal… Read More »