Rectify your financial mistakes!

The share market is one such place where your investments can grow without any boundaries, only when prudent financial decisions are made. If not, you will sink into loses and eventually enter into a debt trap to repay your financial obligations like a education loan, car loan etc. If you are an investor in share… Read More »

Choices that lay ahead for fixed income investors

With the fear of short term interest rates and the high inflation lurking, the traditional fixed income investors are found to bear the brunt. March 2011 may not be a good financial since majority of the FMPs have been wiped out, or fresh ones are no longer introduced. In such situations, how can you, as… Read More »

Watch out for the attention allocation syndrome!

This is the most commonly used term by fund managers and financial advisors who seem to be agreeing on the aspects that makes an investor an AAS. This is commonly mostly among the Indian investors. They seem to have much nerve over how are their equities, both stocks and equity linked mutual funds, performing and… Read More »

Choose Income Funds over Bank Deposits!

It is very rare to find banks that offer fixed deposit tenors of up to 10 years.  Most banks provide long term deposits in the long term category only of up to 5 years. And the others offer a tenor of 8-10 years.   If you manage to deposit in the 10 year deposit scheme, it… Read More »

Review your portfolio’s performance!

Giving a structure to your portfolio is not the most important task. Equally important is to review that the idea of which you had inculcated a particular fund into your portfolio, does it still satisfies the need? If not where and by how much has it deviated and what correction needs to be made are… Read More »

Link your goals with your investments!

This is the mantra for your financial stability and success. Having pursued this path, it can ease all your problems that you might perceive to be as financial burdens for the future. No matter how much ever short term may be the requirement for, be it to finance your foreign vacation or pay the loan… Read More »

Do not ponder into statistics!

Many investors, especially the conservatives ones or who have recently started investing, want to do a lot of research as to what is the potential of a fund, how much can it generate over a period of time, how much has it succeeded in the past etc. All this homework is necessary but not something… Read More »

Invest in debt wisely!

Portfolio structuring and re balancing is considered to be one of the most important decisions for an investor to make. We might take great prudence when comes to making the right choices for investing funds in equities. But a great deal of importance should also be given to debt investments. Debt assets provide balance to… Read More »

Know when to sell your stocks!

Purchasing stocks from high rates company is not only one of the important criteria. Moreover, it is important for you to get a better understanding of the market through self experience, of going to classes where they teach about the fundamentals of share markets etc. Do not rely on the experiences of other investors as… Read More »

Slump in the automobile industry!

After two successive years of growth, the auto industry is now witnessing a slow down. This slow down is directly affecting auto financiers who are closely related to this industry. The main reasons for this slowdown has been observed to be because of the increase in the amount of the loan rates along with a… Read More »