Here’s everything you need to know about Credit Card billing, effective from July 1st, 2022, as defined by the RBI’s guidelines around Credit and Debit Card issuance released in April.
Credit Cards are a great safety net when you’re hard-pressed on your finances. Here’s how you can maintain your peace of mind in 5 simple ways: Deciding on a new card? Count to ten. There are pretty good chances you have an influx of great Credit Card offers given your solid Credit score – you are… Read More »
We’re usually skeptical about things we do not understand. Research says that most of us have misgivings about Credit Cards, usually because we know very little. We’re stepping in to make things better. Here’s a simple guide to how Credit Cards really work: Pre-Defined Limit A Credit Card lets you spend money on credit. You can… Read More »
The ‘interest-free period’ is a very commonly misunderstood concept when it comes to credit cards. Contrary to popular belief, an interest-free period DOES exist! You just need a few pointers. Here’s some help: Apply Now … Read More »
The Banking Codes and Standards Board of India (BCSI) have prescribed self regulatory norms through which credit card issuers have to treat their customers. Next time you apply for a credit card do remember to have these norms in mind and extract the best service from the provider.
Abhishek loves owning the latest gadgets and makes most of his purchases through his credit card. However, assumptions and myths surrounding credit cards made his life tough. Due to the wrong information he got about the use of credit cards, Abhishek ended up losing a lot of money as late payment fee or penalty. He,… Read More »