Since the start of your professional life, your well-wishers including family members and friends might have told you, “Work Hard and Earn More”. You possibly made it the mantra of your life but the day you received your pan card and approached the income tax department, the mantra started to sound like a myth after… Read More »
We tend to ignore the basic fundamental of stocks when we invest. However small the ownership of the company, we tend to buy it! Every stock represents a tiny ownership of the company. This implies that the corporate events within the company will impact the stock. The purpose of a firm is to maximize the… Read More »
Since last 10 years, Gold has been hitting new levels. The pace accelerated after S&P downgraded US credit rating a few days ago. The credit rating of US has been downgraded from AAA to AA+. This is still good but then we are talking about United States and the almighty dollar. The consequences of this… Read More »
On 6th August, 2011, S&P downgraded US credit rating from AAA to AA+. The fundamentals of US credit were going down for quite some time and it was just a matter of time before US credit rating would have downgraded. The rating agency also slammed US lawmakers for not taking the right action to solve… Read More »
Gold is considered an excellent hedge when market conditions are volatile, high credit interest rates prevail and when inflation is high. Currently all three conditions hold true, making gold a much sought after investment option. Recent spurt in gold prices has spruced up the value of the yellow metal further. Not only is it providing… Read More »
Nifty and Sensex went up the hill, they took along the NASDAQ and Hang-seng too, then Greece and Obama’s problems started and they all came tumbling down! Ironical, but the Jack and Jill poem seems to hold true for what’s happening in the financial markets around the world. Every market seems to be tumbling downwards.… Read More »
A long term loan like a home loan is a debt that is part of your budget every month. If you invest too much into it, there might not be adequate funds to manage a huge list of other expenses that will tend to accumulate with time. For eg. You need to make allowances for… Read More »
We all know that investing in equities is the key to build long-term wealth and become rich. However it is important to remember that not all stocks are created equal. While mid and small caps do have the potential to generate high returns, large caps do offer stability to your portfolio. But it does not… Read More »
When you pay the premium for this plan, part of the premium amount goes towards paying for the life cover. Remaining part of the premium is invested in various instruments either debt or equities. However this portion is quite small, as the insurance companies tend to deduct premium allocation charges upfront. These charges are meant… Read More »
Passive income can help you build up wealth over a period of time. It is also a good idea to create sources of passive income that will generate regular income for you once you retire or are unable to work for a time period. For example, if you have purchased an apartment for investment purposes… Read More »