A CIR(Credit Information Report) gives you the details of your credit histroy and maintains a track record on how you borrow and repay your loan from finanacial institutions. The loan could relate to n number of accounts the borrower holds in any financial institution regardless of whether it is a home loan, personal loan, car… Read More »
Many times we always get lured by the lucrative discounts and schemes that banks have to offer for opting for a personal or credit card. But very little do we want to analyze whether we actually need such debt traps or not. Sathish walked into a credit counselling Centre with a huge burden of credit… Read More »
For the beginners, a tenure is a period within which a loan amount is to be sanctioned. For the new loaners or even the existing ones, it is a general thought that, when a loan is taken in case of emergencies, then it is better to opt for that loan tenure which provides you with… Read More »
With the rising credit crunch, and inflation looming in the air, most students are unable to find their way through the placements that colleges’ offer. Even in the great B-Schools of the country, the placement structure seems to be very gloomy. ,Most Graduates when they finally, get through admissions in their sought after postgraduate universities,… Read More »
Yes, this is the SMS that has been circulating in this region for quite some time now. If you want to avail any kind of loan, make sure that your phone bills, health insurance bill and any legal document, that is computerised, be paid. “We are yet to use the data from telecom companies as… Read More »
Yes, this is latest news from the education loan section from banks across India. The reason for this decision are many, but valid. Banks do not ask for any collateral security for education loans under Rs4Lakh. And with the increase in the number of bad debts cases within this loan range has raised concerns with… Read More »
In this sunny season of vacations, shopping and enjoyment, do not plunge into the this trap- “Personal loan“. If you think you do not have the sufficient funds to finance your big purchases, then instead of taking personal loans, there are other better and cheaper ways by which your funds’ issue can be sorted out.… Read More »
Although the price of the metal seems to be increasing by the hour gone, it holds a great place in the minds of the Indian sentiments, it is considered auspicious to purchase gold on every important occasion. Apart from adorning the yellow metal, it can come handy in time of a credit crunch. These days… Read More »
A recent press report said that the emergence of new private banks in the country will not take place immediately. The finance minister had said in the budget that the Reserve Bank of India would grant fresh license to private sector banks in view of the growing market, but the Reserve bank of India has… Read More »
Recent reports said that United Bank of India has opened its Bangalore Regional Office at Kempegowda Road, Bangalore. The program was inaugurated by Mr. Bhaskar Sen, Chairman and Managing Director of the bank in the presence of Mr. P.K.Ghosh, General Manager, Shri R.K.Singal, DGM & CRM-Chennai Region and Mr. B.R. Kuntilla, CRM-Bangalore Region of the… Read More »