Shubham always dreamt of having a home for his small family of four. He wanted to have a neat and well planned home where his two kids could play all day long. In order to make this dream come true, he chose the option of smart home loans which are good in their own way.… Read More »
The car loan is a very common debt today with almost all middle class Indians opting for this method to own their dream vehicle. However, there are some clauses in a car loan agreement that most people are still unaware of which may compromise the interest of borrower at a subsequent stage. Described in this… Read More »
The Union Finance Minister, P Chidambaram presented the Union Interim Budget for 2013 with some relief for the auto industry by announcing excise duty cuts. The excise duty has been reduced across all segments of the auto industry with a follow up reduction in the Central Value Added Tax (CENVAT). However the announcement has been… Read More »
A car loan is definitely one of the most popular loan products in the country. Arvind applied for a car loan at an early age with the dream of buying his favourite car. He researched thoroughly about the different loan providers in India and the benefits of every type of loan. More than 80% of… Read More »
Here’s a handy guide to identifying pre-2005 currency notes. And if you’re looking to exchange them then this is what you need to know.
New Year brings with it new beginnings for all walks of life including financial management. Everyone wants to have a good and perfectly organized financial life but seldom do people achieve the goal. One of the biggest reasons that people fail to attain their financial freedom is due to the dreaded debt tarp. Debt can… Read More »
With the New Year closing in, it is time to unwind and enjoy the end of the year with a peaceful mind. One of the best ways to attain perfect peace of mind is to keep all financial records well settled and up to date for the year gone by. A lot of people commit… Read More »
The latest announcement by the Reserve Bank of India to keep its key policy rates unchanged has triggered a positive sentiment in the home loan market. With the RBI keeping the repo rate unchanged at 7.75 per cent, reverse repo rate at 6.75 per cent and the cash reserve ratio at 4 per cent, major… Read More »
Everyone dreams of having a perfect retired life living in peace and bliss. Having a perfect retired life is possible with proper planning an a little focus on life post retirement a couple of years before one retires. So if you are retiring in the coming year, it is imperative that you start planning for… Read More »
As the year draws to a close, looking back at the overall financial report of the year gone plays an important role in effective financial management. The end of the year gives us a perfect time and opportunity to check the financial books to asses tax strategies for the current financial year. Exploring tax saving… Read More »