New investors are in the belief that they should diversify their investments first and then consider the funds’ performance. This is a wrong approach. Not many times does an investor benefit from such a decision. Targeting tax saving funds is not a great idea. It is good to have one fund which provides you tax… Read More »
With interest rates hike looming in the air, most investors are puzzled as to what type of funds should they opt in order to promote a healthy growth of their investments. In such a scenario, debt funds should not be a probable choice since they operate on bond prices, as in there is an inverse… Read More »
Following the decision of the Securities Exchange Board of India’s (SEBI) to abolish the entry load on Mutual Funds, most financial advisors are feeling the crunch due to the non availability of incentives from the customers’ end. Earlier, financial advisors used to earn a minimum of Rs 50 as a fee from investors who wished… Read More »
If you are new to the investing routine or if you are an old player in this field, it is important for you to remember one thing- formulate your investment plan with great diligence. It is not only important to start your investment routine with proper planning in the initial phase, but also to constantly… Read More »
Since the start of your professional life, your well-wishers including family members and friends might have told you, “Work Hard and Earn More”. You possibly made it the mantra of your life but the day you received your pan card and approached the income tax department, the mantra started to sound like a myth after… Read More »
We tend to ignore the basic fundamental of stocks when we invest. However small the ownership of the company, we tend to buy it! Every stock represents a tiny ownership of the company. This implies that the corporate events within the company will impact the stock. The purpose of a firm is to maximize the… Read More »
RBI, on 29th Aug, 2011, issued draft guidelines for licensing of new banks in the private sector. This has been cheered by corporates and NBFCs, especially NBFCs whose stock prices zoomed after the news. The draft guideline was much awaited by corporates who have shown keen interest in entering the highly regulated banking sector. RBI… Read More »
The Mutual Fund industry was just trying to cope up from SEBI’s blow of banning entry loads on mutual funds units, they have been struck with another lightening. Now, RBI (Reserve Bank of India) has come up with a new regulation that banks need to cap their investments in the liquid schemes of mutual funds at 10%… Read More »
Diversification is the mantra for any successful portfolio. It helps the investor in minimizing their risk and maximizing their gains over a period of time. Many advisors preach the following saying”Do not put all your eggs in one basket”. This rule should be followed religiously. In some cases, investors just get lucky by a hair… Read More »
This is mostly answered by approaching a Mutual Fund manager. The manager will ask you a dozen questions wherein he will be able to analyze what are your goals and the investment tenure that you are looking for. Depending on that he will pull out a list of Mutual Funds that have performed well in… Read More »