A couple of decades back, not many people realized the value of a Mutual Fund or the way its transactions are to be dealt. They thought of Mutual Funds to be instruments that can help them gain a lot of profit over their investment plus cost. But, when a wave of disaster hit them, it… Read More »
RBI raised the policy rates by 25/50 basis points. This is the most familiar statement in media for last couple of months. The role of RBI seems to have increased recently since India started experiencing major inflationary pressure on her economy. What exactly RBI intends to achieve by raising policy rates, also known as… Read More »
Debt has become one of the most dreaded words in recent times. One consequence of the deepest recession since the depression is the build-up of public debt.
Most of the time, we heed to the advice of the experts thinking their decision is the ultimate. Any deviations from such solutions to our financial queries can cause upheaval in our financial management. But this perspective is very wrong. There is no harm in questioning your agents’ financial decisions; after all it is your… Read More »
Investing without any goal in mind can leave you nowhere. It does not give you the drive as to where and how much you need to invest any fund, or even what is the type of fund you want to opt for. Having a goal in mind gives you the pursuit you need to opt… Read More »
Most investors hang on to only a few catchy phrases when it comes to portfolio building and growth in their investments. One such phrase is diversification. By diversification, we mean that, when an individual’s funds are invested in limited number of funds but which are aggressive in nature. Although this is the basis on which… Read More »
When you decide to build your portfolio, find out what your financial goals and requirements are. Categorize them into short and long term goals. Requirements like buying a laptop, or going to a foreign destination etc should also be included. Once you are done with them, next step is choosing the avenues where you want… Read More »
The fund under performs: If you as an investor feel that a fund is consistently under performing, it is better to sell the Mutual Funds than face the brunt of hanging on to it. Now under performance should be measured only if the fund has a poor performance record over numerous market cycles and not… Read More »
The market has shown extreme fluctuation for last couple of months. The volatility has increased in last few days after Standard & Poor downgraded US credit rating from AAA to AA+ and warned to downgrade further to AA if the situation persists. This has created panic selling in American and European markets leading to the… Read More »
On 6th August, 2011, S&P downgraded US credit rating from AAA to AA+. The fundamentals of US credit were going down for quite some time and it was just a matter of time before US credit rating would have downgraded. The rating agency also slammed US lawmakers for not taking the right action to solve… Read More »