Category Archives: directory specials

Should you invest in gold or silver?

It is really important for an investor to first understand the economy and the financial systems prevalent in the market before he decides what to invest in. With the cost of crude oil having increased considerably per barrel, the Indian government has also acted by increasing the price of petrol and diesel severely. Other stocks… Read More »

RBI monetary policy 2011-12 – A quick glance

The RBI governor Mr. D. Subbarao today announced the Annual Policy statement for the year 2011-12. Here’s a look at what the document contains. “The annual policy has been created under very different set of conditions as compared to the last year” were the opening lines of the Governor.

Debt fund- Yield and Average Maturity

These are the two important factors that you need to look into while investing in a debt fund. Average maturity tells the investors how sensitive a bond fund is to change in interest rates. Debt funds react inversely to interest rates movements. When interest rates move down, the prices of the bond move up which… Read More »

Pick the right debt fund!

Most investors have the perception that it is easy to pick debt funds than equity fund. But it is actually vice-versa. There are a lot of aspects that you, as a prudent investor, need to look into so as to not lose out on your savings and enter into a debt of a personal loan… Read More »

Choices that lay ahead for fixed income investors

With the fear of short term interest rates and the high inflation lurking, the traditional fixed income investors are found to bear the brunt. March 2011 may not be a good financial since majority of the FMPs have been wiped out, or fresh ones are no longer introduced. In such situations, how can you, as… Read More »

Watch out for the attention allocation syndrome!

This is the most commonly used term by fund managers and financial advisors who seem to be agreeing on the aspects that makes an investor an AAS. This is commonly mostly among the Indian investors. They seem to have much nerve over how are their equities, both stocks and equity linked mutual funds, performing and… Read More »

Choose Income Funds over Bank Deposits!

It is very rare to find banks that offer fixed deposit tenors of up to 10 years.  Most banks provide long term deposits in the long term category only of up to 5 years. And the others offer a tenor of 8-10 years.   If you manage to deposit in the 10 year deposit scheme, it… Read More »

Review your portfolio’s performance!

Giving a structure to your portfolio is not the most important task. Equally important is to review that the idea of which you had inculcated a particular fund into your portfolio, does it still satisfies the need? If not where and by how much has it deviated and what correction needs to be made are… Read More »

Link your goals with your investments!

This is the mantra for your financial stability and success. Having pursued this path, it can ease all your problems that you might perceive to be as financial burdens for the future. No matter how much ever short term may be the requirement for, be it to finance your foreign vacation or pay the loan… Read More »