Category Archives: Investments

Everything You Need To Know About National Savings Certificates

This is your go-to guide to National Savings Certificates. A savings scheme that gives you guaranteed returns and tax benefits, National Savings Certificates are great if you’re looking for investments with a maturity period of 5 or 10 years. If you want to compare National Savings Certificates with the Public Provident Fund, we’ve done that for you too. Read on and decide the best investment option that would suit you.

Myths about Mutual Funds

The idea of investing in Mutual Funds can be confusing for first-time investors. There are several Mutual Funds to suit every type of investor, from the risk-takers to the ones who would prefer secure options. While Mutual Funds are a closely regulated investment option, there are also many myths doing the rounds about investing in Mutual Funds. We’ll tell you the truth behind some myths and clear the air.

Investing In Your Golden Years

How many times have you had those dreams of sitting on your front porch leisurely sipping a cup of coffee when you are old and grey? No harm in looking at your twilight years through rose-tinted glasses. Nevertheless, make sure you have invested smartly to live with dignity and grace for the rest of your life.

Offbeat Tax Saving Tips

Tax exemptions are the government’s way giving you a little bit of a relief from paying a third of what you earned. India’s taxation system is quite notorious for its complexity, however, tax exemptions are available in every nook and corner of serious expenses if you look closely enough, such as healthcare, education, banking, insurance and so on. Read on to know more.

Have You Tried Fixed Deposit Sweep-In Yet?

Do you have a good amount of cash in hand and are not sure how to invest it or earn good interest from it? Well, the Fixed Deposit sweep-in facility could be an interesting and helpful option for you! Want to know how it works, read on to get more information.

Loans against Fixed Deposits

Financial crunches are like gatecrashers at a party. More often than not, most of us are not prepared to deal with the urgent need of liquid money. While selling of assets at lower prices or applying for a Personal Loan with high interest rates are the methods we generally resort to, we tend to overlook loan against Fixed Deposits that can be very useful during liquidity crunches.

Lesser Known Ways To Open A Fixed Deposit

Fixed Deposits are considered to be the safest means of saving money. While most people may be aware of Fixed Deposits, not of all us may know about the various options available to open a Fixed Deposit account. Here’s an article which will give you some insight on Fixed Deposits.

Prime Minister’s Gold Schemes

Indians and their love for gold goes back a long way. In several households, rural as well as urban, gold is still considered an important component for investment. Considering the huge demand for gold in India, Prime Minister Narendra Modi recently launched three gold-related schemes. These schemes will not only help consumers invest in gold, but will also allow them to earn interest on gold that’s been lying around.

Gold Prices See Near Six-Year Low

Federal Reserve Chair Janet Yellen commented yesterday that she was “looking forward” to a rise in the US Interest Rate. One wonders what this could possibly mean to the average individual. Well, it certainly means something to anyone who buys gold because this comment led to a major fall in the gold price. In fact, it has slumped to the lowest it has ever been since 2010!

Decoding Mutual Funds

What’s the first thought that crosses your mind when you hear the word Mutual Funds? Confusion galore? Is the concept of Mutual Funds all Greek and Latin to you? We have the answers for you! We’ll help you decode all this with our handy Beginner’s Guide to investing in Mutual Funds. Read on to find out how Mutual Funds and Systematic Investment Plans work.