Corporate fixed deposits have risen as the latest dominating stars in the market, as other frontline shares and second-line shares continue to shake inconsistently in their fight for the spotlight. As investments in equities plummeted down due to the global economic meltdown, people were looking for other modes of investment that had performed relatively well… Read More »
You might have heard of the age-old adage where people are advised to make investments in the equity market and forget about it for a few years. This rule however, is not quite applicable to the behavior of debt instruments as they require constant monitoring over their performance. Lest you forget about them, you have… Read More »
Recently, RBI has also deregulated the savings rate along with increasing the policy rates by 25 basis points, the 13th time in the last 18 months.
Uncertainty in the global markets, slower recovery of developed economies, volatility in the stock market and sub-optimal economic policies across the countries has forced people to find safer havens for investment. This is where gold scores over other investment options. Not only people, but nations also repose their faith in gold. Gold has been making… Read More »
Another way to use this rule of thumb is to guess the rate of return that you must get for an investment to double within a particular period. Say, Mr. Ramesh wants to buy a house after six years for a budget of Rs. 30 lakhs. He has Rs. 15 lakhs with him as of… Read More »
There are various types of debt funds that are available in the market with varying maturity periods. Depending upon the investor’s requirements the funds can be chosen. The short-term debt funds carry high liquidity whereas funds whose maturity period extends for up to 10-15 years or even beyond, have low levels of liquidity. Debt assets… Read More »
Owning a home gives you a sense of pride and liberty, but also many responsibilities. For a first timer, it would be a rather complicated process, especially ‘saving’ for down payments. The savings for a home purchase can be started at any time, much before you seriously start shopping for a home. With the RBI… Read More »
With panic rising amongst investors in the country, people who have invested in fixed deposits are afraid of a further slash in interest rates and are hence rushing to renew their fixed deposits at the existing rates of interest. Banks are further trying to focus on their Current and Savings Account also known as the… Read More »
Over the last year, our country has witnessed a situation of rising inflation, a turbulent stock market and a decline in the prices of bonds. The Reserve Bank of India has been responsible for hiking the rates of interest and a further hike in rates, in the near future, cannot be ruled out. All this… Read More »
Sometime ago, the competition commission of India (CCI) imposed a penalty of Rs. 630 crores on the largest real estate company of India, the DLF. This was hailed as a landmark judgement. CCI is an institution created to ensure that no institution or company exploits its dominant position to create a monopolistic situation in the… Read More »