Just like everyone wants to go to heaven but no one wants to actually die, all of us would want to get our incomes increased and want to stay away from tax. However, it is good news for at least for that there are certain incomes for which you need not pay tax! The Indian… Read More »
You are just a few years into your career and it feels great to earn and be on your own. You are no more dependent on anyone else financially. The entire pay check is yours, gone are the days of pocket money. Along with the freedom to take your own decisions, comes the responsibility of… Read More »
Gone are the days when you could issue a cheque with least regard to the balance in your account or other details like your signature etc. Dishonor of cheques issued by a payer is offence under the law. Among many reasons under which, a cheque could be dishonored like mismatch in signature, or date… Read More »
It is festival time and that time of the year when employers give out bonuses to their employees, popularly termed as festival bonus. While the name of the bonus indicates that it is given out during festival season and therefore can be used to fund expensive purchases, one must remember that spending on luxuries unnecessarily… Read More »
A credit card is preferred not only because of the ease and convenience associated with it, but also because one can earn reward points on its use. These reward points can be redeemed to get attractive products for free or at a lower price. Till a few years back, encashing credit card points was only… Read More »
Most youngsters ignore life insurance mainly because of they feel, it’s not required for them. They take life insurance simply for the sake of tax deductions, and often feel neglect its benefits thinking it’s not for them. It’s quite natural for them to feel so, especially if they are away from familial responsibilities. But remember,… Read More »
Priority Banking or Privilege Banking is a relatively new term in the Indian banking context. Many banks in India, especially the private banks have followed international banks in providing specialised services to a certain set of customers known as priority customers. These customers are determined usually by the average balance they maintain with the bank… Read More »
Each time you spend your money on something, you should know when to control. It is the same with shopping. Most people are falling in the debt trap because they cannot resist themselves and cannot control their shopping expenses. People who are impulsive buyers tend to live in major denial about it. If you constantly… Read More »
Banks are the safe haven for parking one’s money and debit cards are a boon to avoid carrying bulky purses and wallets while also ensuring increased saving. However, banks have strict regulations which have been put in place to protect their own interest as well as those of the customer. If the customer breaks any… Read More »
Marriage changes an individual’s life in many ways, bringing a lot of joy, additional responsibilities and worries in small measures as we try to adjust to the new person in our lives. After marriage, both of you might be working or either one of you. This will determine your income source and as for expenses,… Read More »