Everyone of us think about personal loans whenever there is a sudden or short term financial requirement As part of an unsecured loan, personal loans are a great financial tool when faced with financial dilemma including overdue credit card woes to meeting personal financial difficulties, or occasions like wedding. Various public and private sector banks… Read More »
New Year brings with it new beginnings for all walks of life including financial management. Everyone wants to have a good and perfectly organized financial life but seldom do people achieve the goal. One of the biggest reasons that people fail to attain their financial freedom is due to the dreaded debt tarp. Debt can… Read More »
The latest announcement by the Reserve Bank of India to keep its key policy rates unchanged has triggered a positive sentiment in the home loan market. With the RBI keeping the repo rate unchanged at 7.75 per cent, reverse repo rate at 6.75 per cent and the cash reserve ratio at 4 per cent, major… Read More »
Everyone dreams of having a perfect retired life living in peace and bliss. Having a perfect retired life is possible with proper planning an a little focus on life post retirement a couple of years before one retires. So if you are retiring in the coming year, it is imperative that you start planning for… Read More »
As the year draws to a close, looking back at the overall financial report of the year gone plays an important role in effective financial management. The end of the year gives us a perfect time and opportunity to check the financial books to asses tax strategies for the current financial year. Exploring tax saving… Read More »
Personal Finance is more or less like the game of Candy Crush. Those who have been too much engrossed in their Facebook profiles or have been anywhere near their Android or iOS machines, probably have been playing or have seen someone playing this crazily addictive game. Now, most people would be wondering the connection between… Read More »
In today’s world, education is perhaps the most expensive thing, especially if one wishes to enroll for a higher degree in a premium institute abroad. According to the Google’s AdWords Keyword tool, nearly 1.5 lakh people from India, on an average, searched information for keywords like Education Loan, Student Loan Abroad and similar other phrases.… Read More »
Buying a plot in any part of India can be challenging unless you have sound financial backing for initial investment. Banks do offer a loan for the purchase of a plot and even for construction such as SBI Realty, HDFC Plot Loans, Indian Bank Plot Loan etc. However, the associated tax benefits are subjective to… Read More »
With the credit card being one of the most popular financial products to be in use in modern times, it is very important for every user to be fully aware of its working and implications. Although people spend considerable amount of time researching on getting a good credit card, very few actually take the time… Read More »
The volatility in interest rates in India has affected borrowers of all types of loans. However, home loan borrowers are the most affected, as home loans are by far the biggest loans quantum-wise. Discrepancy in interest rates between existing borrowers and new borrowers, porting of home loan, stringent rules by lenders and clauses on fixed… Read More »