Gone are the days when you had to carry cash for all your transactions. Digital money seems to be the new order of the day and has replaced cash payments in a lot of cases. What exactly is digital cash? What are the different forms of digital cash? Let’s learn all about it right here!
Making investments offers two compelling benefits. It financially secures your future and helps lower tax liability. If you are a salaried employee, your employer would have asked you to submit investments proofs around December-January. In case you did not submit proofs then, extra tax will be deducted from your salary before the end of the financial year on March 31st. But don’t worry, here’s what you can do.
There’s always the fear of being short changed – either in terms of quality, hidden costs or recurrent delays in possession date when it comes to buying a property. The glossy brochures, showcasing royal facades and landscaped gardens could very well be a trap where the builder magician casts a vanishing spell on your money. The Real Estate Bill seeks to provide some relief for buyers.
Have you wondered if the interest rate that you’re paying on your Car or Home Loan has a say in the increase in the price of a dinner for two at your favourite restaurant? No? Well, you should. And here’s why.
The RBI has the herculean task of establishing monetary stability in the country. To do this, it is equipped with the right to determine bank rates and implement different monetary policies to help maintain price stability and an adequate supply of money in the country. So, how does the RBI determine bank rates? What is the impact of the RBIs policies? Let’s take a closer look.
As Benjamin Franklin so eloquently put it, ‘In this world nothing can be said to be certain, except death and taxes’. Any way you look at it, there’s no escaping the taxman. But stepping into the world of taxes can seem confusing if you’ve never had to deal with them before. So, let’s see if we can figure out what it’s all about.
Recurring Deposits are popular short-term deposits which help people save some money on a monthly basis. It’s a good savings option for people with lower incomes and for those who have just stared working as it helps them build their finances in a planned manner. But what happens when you close a Recurring Deposit before its actual maturity date?
Does all this talk about TDS confound you? If you don’t have a clear picture about Tax Deducted at Source, here’s your chance to learn about it.
India is commonly referred to as a sub-continent and rightfully so. India has not just a varied geography but a varied demography as well. India is made up of a vast variety of people from all walks of life. While Indian religions, cultures, social ceremonies and auspicious days vary from one ethnic group to another, the one thing that remains constant is our infatuation with gold.
Most people have heard about Mutual Fund investments and may have thought about investing in them. But by and large, people do not seem to have a clear idea about Mutual Funds, its types and other related factors. Here’s a comprehensive guide to help you get a clear picture about Mutual Fund investments.