Pankaj has been using credit cards for quite some time and his overall experience with these tools was amazing. One of the major reasons why credit cards worked for him was that he had spent a considerable amount of time in looking for the right card that suited his needs and budget. However, the road… Read More »
Calculating the amount your bank will give to you as personal loan or home loan isn’t as tough as it seems. It is actually that simple that you can calculate it sitting within the comfort of your four walls. The amount of loan that your bank will agree to offer you depends on your monthly… Read More »
The New Government is in place. So, obviously a new finance minister too is in place. Even more obviously the expectations have begun about what the upcoming budget holds in store for us, the citizens of India. Although the way in which the government has been given a majority, many people expect drastic changes… Read More »
When used prudently, your 86×54 mm magic box (credit card) can do wonders for you. Fully loaded with rewards, credit card as a financial product, has turned out as personal favorite for many. You can draw maximum benefit from rewards program, if you use your credit card the right way. With the rising competition in… Read More »
Managing your finances are equally important as earning money is. Let us see how we can make the most of out of our existing funds by following these best financial habits: Save less but save regularly: There is famous proverb “Many a little makes a mickle” means many small amounts accumulate to make a large… Read More »
Credit Card fraud can happen in a variety of ways ranging from from a low tech theft to a high tech hacking and may include risks like application fraud, lost/ stolen cards, account takeover, skimming, triangulation etc. You can protect yourself from becoming victim of a fraud by taking following precautions: 1) Keep a check… Read More »
“There are four things every person has more than they know- sins, debt, years and foes.” – Persian Proverb You may owe different kind of debts/ loans: Credit Card outstanding payment, a loan from a friend/ relative, a car loan, a mortgage loan or a personal loan from a Bank. At the same time, you… Read More »
Over the time, Cars have increasingly become a necessity. With the help of Banks and other finance companies, owning a car has become easier. In India, many lenders are providing Car Loans at affordable rates. In this article, we will discuss about the various types of Car Loans offered by the financiers and present the… Read More »
Life Insurance must be understood in the right perspective if an individual has a dependant/s who will be severely hampered if an unfortunate incident would befall him. Suresh understood this and set out to eliminate and avoid most pitfalls encountered when buying a life insurance. After all, he has a wife who is a homemaker… Read More »
While deciding the right time to have children, a lot of aspects come into picture. Age, finances, relationship with your spouse, career objectives, health and family size are all important considerations. These factors are further linked with several probabilities, which make the difficult decision even more complicated. In terms of emotional, relationship and financial readiness,… Read More »