Avail a loan on your PPF!

Never really thought about this option? Well it is the fact. If your Public Provident Fund (PPF) has completed 1 whole financial year, then most probably you will be entitled to get a loan against it. But first, there are certain conditions that you need to fulfill. Firstly, your account need to have completed one… Read More »

Mutual Funds cannot assure any returns!

The securities exchange board of India (SEBI) has stated that no mutual funds scheme can guarantee you any returns or even provide you capital protection for that matter. If you have invested in a Mutual Fund which bears the term capital protection scheme, then you should know that it is not in the literal sense.… Read More »

Too many mutual funds, spoils your portfolio!

Investments in assets, especially, if those assets are Mutual Funds, promote a healthy growth of one’s portfolio. But how much of “many” are allowed? The answer is – not too many. The reason being having more than 5-6 mutual funds after a certain time does not give you the robust growth that your portfolio requires… Read More »

Make investments in mutual funds a top priority

With the unpredictably typical highs and lows of the stock exchange, investors today are highly doubtful of the feasibility of mutual funds. Gone are the days when mutual funds were viewed as a profitable platform for multiplying returns over a short period of time. Investors now believe in treating mutual funds with utmost caution and… Read More »

Retired? What is your financial plan now?

The hectic schedule of getting up in the morning and scurrying off the busy streets blocked with traffic just to reach your desk on time and then getting back home with the day’s experience on your stressed shoulders, being greeted with a hot cup of chaai and the laid back night viewing of your favorite… Read More »