All of us love to postpone things for tomorrow. Be it a resolution, a household task, a visit to your friend…‘tomorrows’ kills many opportunities and make us losers unknowingly. One such thing for which you have to pay a heavy amount for postponing is financial planning. We all love to see our wealth growing, but… Read More »
First of all, a hearty congratulations on your new job! Your responsibility towards life has just begun now that you have a job. Infact, you are about to become super busy – if you want to be a happy man with secured financial gains. Here are some useful tips from experienced professionals on how to… Read More »
How many people can honestly say that they are not tempted to go on a shopping spree with all the stores giving festive discounts and great offers? And thanks to the considerate retailers who understand the need of liquidity at that hour and offer EMI payment options. Equated Monthly Installment technique of payment has grown… Read More »
After holding on to resounding pressure to reduce repo rates amid falling inflation rates, the Reserve Bank of India finally issued a notification announcing a cut in its repo rate by 0.25 per cent coming into effect immediately. The move comes after the premier agency kept policy rates unchanged for the fifth time in a… Read More »
Sandeep, a young IT professional, was living a care-free life like any other young job entrants. However, he decided to buy a flat near his office for convenience. But to his surprise, with his high earnings and no other loans, his home loan application got rejected because of poor CIBIL score. How did this happen?… Read More »
Are you are one of those people who find it difficult to make time for miscellaneous bill payments? Here‘s some good news for you! The Reserve Bank of India has finalized guidelines for the implementation of Bharat Bill Payment System (BPPS) which would act as an anytime, anywhere bill payment system, becoming a one stop shop… Read More »
With the popularity of internet and smartphones grown to aggressive heights, consumers also have become efficiently tech savvy. From shopping of clothes to buying electrical appliances, everything has become so easy with online shopping portals. Gone are the days when you needed to browse store to store to hunt down a pair of shoes; now… Read More »
Often referred to as the next generation money, credit cards have become an integral part of our lifestyle. Where there are some people who depend on their credit cards for practically everything, there are still some folks out who have taken the adage of Warren Buffet – Say No to Credit, too close to their… Read More »
Amit, a Bangalore based entrepreneur is a frequent traveler. He was spending for all ticket purchases with his debit card, till a friend suggested that he opt for a travel centric credit card. Amit applied for the same which collaborated with various domestic and international airlines offering discounted fares. Now Amit could save money a… Read More »
When the term ‘bank charges’ comes to mind, an awful image of dwindling money bundles appears with it. Thanks to the new banking regulations, there is a hike in everything; account maintenance fee, excess withdrawal charges as well as minimum balance penalties. The result? Increase in monthly expenses, daily budget quota and decrease in the… Read More »