Pankaj has been using credit cards for quite some time and his overall experience with these tools was amazing. One of the major reasons why credit cards worked for him was that he had spent a considerable amount of time in looking for the right card that suited his needs and budget. However, the road… Read More »
Calculating the amount your bank will give to you as personal loan or home loan isn’t as tough as it seems. It is actually that simple that you can calculate it sitting within the comfort of your four walls. The amount of loan that your bank will agree to offer you depends on your monthly… Read More »
The New Government is in place. So, obviously a new finance minister too is in place. Even more obviously the expectations have begun about what the upcoming budget holds in store for us, the citizens of India. Although the way in which the government has been given a majority, many people expect drastic changes… Read More »
The National Pension Scheme or NPS has been much talked about. The idea behind pension plans is to provide financial security and stability to individuals during the later stages in life. At the juncture when people do not enjoy a regular and steady source of income, it becomes all the more significant to have a… Read More »
By now you would have probably received a notification email from your company HR or from your local income tax filing support firm reminding that it’s time to start collecting your investment proof documents for filing the income tax for the current fiscal year. The details that you file regarding your income, investments and tax… Read More »
Rachita wanted to introduce her father to the marvels of a Smartphone by buying him one. The most affordable price she could get one cost Rs. 7,500. She decided to purchase the phone by redeeming the credit card points she had redeemed over the last two years. Rachita was not a compulsive shopper but preferred… Read More »
Priority Banking or Privilege Banking is a relatively new term in the Indian banking context. Many banks in India, especially the private banks have followed international banks in providing specialised services to a certain set of customers known as priority customers. These customers are determined usually by the average balance they maintain with the bank… Read More »
Each time you spend your money on something, you should know when to control. It is the same with shopping. Most people are falling in the debt trap because they cannot resist themselves and cannot control their shopping expenses. People who are impulsive buyers tend to live in major denial about it. If you constantly… Read More »
Banks are the safe haven for parking one’s money and debit cards are a boon to avoid carrying bulky purses and wallets while also ensuring increased saving. However, banks have strict regulations which have been put in place to protect their own interest as well as those of the customer. If the customer breaks any… Read More »
Life is very unpredictable; you never know what is going to happen in next few hours. This is the sole reason why we always plan to take insurance policy and cover all sort of contingencies. If you have dependents, you need insurance which will give you confidence that after you, your dependents will easily be… Read More »