Tag Archives: premium

Top 6 Reasons For Insurance Claim Rejection

  Jayant Dhiman was a finance-savvy person. He worked hard, saved money, invested in the right products and bought insurance as a safety net for his family. One day, while playing golf, he suddenly collapsed. When rushed to the hospital, his family members realized that he had just suffered a stroke. The family was under… Read More »

Who Else Wants to Know Their Rights as an Insurance Policy Holder?

The next time you set out to buy insurance and find your eyes glossing over reading the policy wordings and lengthy contract clauses, remind yourself of what happened to Sumit Diwedi. Sumit Diwedi (44) now regrets the day when he believed the insurance advisor who told him that all diseases will be covered under his… Read More »

How to Take Loan on your Insurance Policy: A Vegas Take

Ever sat in front of a slot machine in Las Vegas and had the fancy thingamajig spew out your future winnings by just willing it to? Well, you have something that comes close in the world of insurance. And, it’s called ‘Loan against Insurance’. In these days of three-in-one and four-in-one plans, financial products too… Read More »

5 Nagging Insurance Queries Answered

  Amitabh Bachchan immortalized the ‘Phone-a-friend’ option in his blockbuster television show Kaun Banega Crorepati. To participants groping for answers, this usually came as a much-needed lifeline. What wouldn’t you give to get help similarly with the myriad questions about insurance confounding you? Well, we don’t have a Phone-a-friend option but we sure do have… Read More »

Rising medical costs? Opt for a top up insurance plan!

Medical costs are increasing rapidly and in some cases, even more than inflation rise! Moreover, with an increase in lifestyle related diseases due to poor diet and lack of exercise, the incidence of hospitalization is also on the rise. In such a scenario, it is critical to have sufficient health insurance cover to meet these… Read More »

Facts your insurance advisor may not tell you!

  When the insurance advisor approaches to sell a policy or plan, his persuasive tone might drown your doubts that are critical to wise investment. Only features that provide a feel good factor are disclosed to the customer and the aspects that may discourage the customer are conveniently hidden by the agent. A careful inspection… Read More »